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Overview

4 bd4 ba2,004 sqft3 car garageSingle Family
TypeSingle Family
HOA$510/qtr
Built2010
Lot13,460 sqft
Living area2,004 sqft
Price / sqft$209
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanWalk-in Closet(s)Sliding DoorsDishwasherDisposalDryerMicrowave

3830 Spirited Cir is a 2010-built home in Esprit Ph 1, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,004 square feet of living space. Listed at $419,000 (about $209/sqft), 138 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $510 quarterly.

From the listing

Welcome to St. Cloud living at its finest! This move-in-ready home stands out with the major upgrades today’s buyers want most, a brand-new roof, fully paid-off solar panels for huge energy savings, two AC units for efficient climate control, and a rare 3-car garage. Situated on an oversized lot, there’s plenty of room to entertain, relax, or create your dream backyard oasis. Inside, enjoy an open-concept layout featuring granite countertops, tile flooring throughout the first floor, and spacious living areas perfect for everyday living. Upstairs offers two private suites, ideal for multigenerational living, guests, or added privacy. Conveniently located just minutes from the Florida Turnpike, Lake Nona, Medical City, Orlando International Airport, shopping, dining, and top attractions, this home offers the perfect balance of comfort, efficiency, and location. Don’t miss this incredible opportunity!

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The essentials

Built
2010
Price / sqft
$209
On market
138 days
Annual tax
$5,254
HOA
$510/qtr
Flood zone
X · Low risk
Lot
13,460 sqft
Type
Single Family Residence

At a glance

Single family
Built 2010
3 car garage
0.31 acres
Lot size
2,004 sqft
Living area

Payment

Est. monthly payment
$3,002/mo
Down payment (20%)
$83,800
Property taxes
$438/mo
HOA
$510/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2010
Lot
13,460 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
138
Ceiling Fans(s)
Open Floorplan
Walk-in Closet(s)
Sliding Doors
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Canoe Creek K-8
Middle
Canoe Creek K-8
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,254
Parcel #
34-26-30-0056-0001-0990

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Esprit Ph 1
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
13,460 sqft
HOA
$510/qtr
Access Management

Price history

Date
Event
Price
5/27/2026
Listed for sale
Source: Stellar MLS #O6411075
$419,000
$209/sqft

Neighborhood

3830 Spirited Cir
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $419,000
$417,500 – $419,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 377 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 138.

Sample: 377 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,003/mo
Principal & interest$2,185
Property taxes$438
Insurance$210
HOA$170
Down payment20% · $83,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$419,000

$209 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,004 sq ft

Time on market

138 days

Year built

2010

Monthly payment

About $3,002/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,254 annual tax bill, insurance, and the $510/qtr HOA fee.

HOA fee

$510/qtr

Managed by Access Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLOKATIONListing agent: Stephanie GrangeListing data from Stellar MLS, MLS# O6411075.

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