2314 Nuthatch St, photo 1
Active
1 / 49

Overview

6 bd4 ba4,201 sqft3 car garageSingle Family
TypeSingle Family
HOA$107/mo
Built2021
Lot8,276 sqft
Living area4,201 sqft
Price / sqft$145
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)Rain Gutters

2314 Nuthatch St is a 2021-built home in Live Oak Lake Ph 1, St Cloud. Inside you'll find 6 bedrooms, 4 bathrooms, and 4,201 square feet of living space. Listed at $610,000 (about $145/sqft), 128 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $107 monthly.

From the listing

SELLER OFFERING $10,000 TOWARD BUYER CLOSING COSTS, PREPAIDS OR RATE BUYDOWN WITH AN ACCEPTABLE CONTRACT! Welcome to this beautifully upgraded 6 bedroom home offering more than 4,200 square feet and peaceful lake views in Live Oak Lake. Inside, an open floor plan connects the spacious designer kitchen with the main living and dining areas, creating an ideal space for everyday living and entertaining. The home offers generously sized bedrooms, an oversized primary suite with a luxurious super shower, a large loft, separate media room, fireplace, and 3 car garage. Step outside to a screened lanai overlooking Live Oak Lake, perfect for morning coffee, relaxing evenings, or gathering with family and friends. Additional features include fresh interior paint, a retractable lanai screen, closed circuit security cameras, and more than $150,000 in upgrades throughout the home. Live Oak Lake residents enjoy a community pool, clubhouse, fitness center, playground, and green spaces with convenient access to Lake Nona, Medical City, Orlando International Airport, shopping, dining, and major roadways. With 6 bedrooms, more than 4,200 square feet, beautiful lake views, extensive upgrades, and a $10,000 seller incentive, this home offers an incredible combination of space, lifestyle, and value. Schedule your private showing today.

The essentials

Built
2021
Price / sqft
$145
On market
134 days
Annual tax
$9,899
HOA
$107/mo
Flood zone
X · Low risk
Lot
8,276 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Water views
Water
Community pool
Fitness center too
3 car garage
Driveway
8,276 sqft lot
Lot size

Payment

Est. monthly payment
$4,418/mo
Down payment (20%)
$122,000
Property taxes
$825/mo
HOA
$107/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
8,276 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Exhaust Fan
Parking
Driveway, On Street, Tandem
Days on Market
134
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Rain Gutters
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Irrigation-reclaimed Water
Playground
Pool
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Touchless Faucet
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$9,899
Parcel #
08-26-31-3973-0001-0820

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Live Oak Lake Ph 1
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
8,276 sqft
HOA
$107/mo
CASTLE GROUP

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #O6412765
$610,000-1.6%
$145/sqft
-
Price change
Source: Stellar MLS #O6412765
$620,000-10.8%
$148/sqft
5/28/2026
Listed for sale
Source: Stellar MLS #O6412765
$695,000
$165/sqft

Neighborhood

2314 Nuthatch St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $610,000
$605,000 – $610,000
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 474 home closings in 34771 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 134 after a $85,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,418/mo
Principal & interest$3,181
Property taxes$825
Insurance$305
HOA$107
Down payment20% · $122,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$610,000

$145 per sq ft

Beds and baths

6 beds, 4 baths

Size

4,201 sq ft

Time on market

134 days

Year built

2021

Monthly payment

About $4,418/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,899 annual tax bill, insurance, and the $107/mo HOA fee.

HOA fee

$107/mo

Managed by CASTLE GROUP.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLA REAL ESTATE SERVICESListing agent: Brian EmmansListing data from Stellar MLS, MLS# O6412765.

Keep exploring Florida

Pick up where you left off, or see what else is out there.