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Overview

4 bd3 ba2,111 sqft2 car garageSingle Family
TypeSingle Family
HOA$237/yr
Built1989
Lot10,404 sqft
Living area2,111 sqft
Price / sqft$227
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Solid Wood CabinetsSplit BedroomStone CountersThermostatPrivate MailboxRain GuttersStreet Lights

1092 W Riviera Blvd is a 1989-built home in Twin Rivers Sec 4 Unit 2, Oviedo. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,111 square feet of living space. Listed at $479,999 (about $227/sqft), 131 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $237 annually.

From the listing

Welcome to Twin Rivers, one of Oviedo’s most desirable established communities! Situated on an oversized lot backing to conservation, this beautifully updated 4-bedroom, 2.5-bath home offers 2,111 square feet of thoughtfully designed living space with no rear neighbors and exceptional privacy. Inside, you’ll find a spacious split floor plan featuring luxury vinyl flooring, stainless steel appliances, granite countertops, and a versatile office/flex room with French doors that’s perfect for working from home, a playroom, or additional living space. The heart of the home opens seamlessly into the large family room and screened porch, creating the ideal setting for both everyday living and entertaining. A professionally completed addition in 2023 expanded the home’s living area, adding valuable square footage and functionality. The primary suite offers dual walk-in closets and a comfortable retreat at the end of the day. Major updates have already been completed for peace of mind, including a new roof (2022), HVAC system (2023), updated plumbing (2019), and newer windows throughout. Additional features include a sprinkler system, storage shed, 220-volt EV charging outlet in the garage, and an assumable solar system with a monthly payment of approximately $174, helping offset utility costs. Step outside and enjoy the oversized, fully fenced backyard overlooking conservation land, providing a private outdoor setting rarely found in this price range. Conveniently located near Riverside Park, Twin Rivers Golf Club, UCF, Seminole State College, Lockheed Martin, Siemens, shopping, dining, and major roadways. With a low HOA of just $237 annually, this move-in-ready home combines space, upgrades, energy efficiency, and an unbeatable location. Schedule your private showing today!

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The essentials

Built
1989
Price / sqft
$227
On market
131 days
Annual tax
$6,075
HOA
$237/yr
Flood zone
AE
Lot
10,404 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
2 car garage
10,404 sqft lot
Lot size
2,111 sqft
Living area

Payment

Est. monthly payment
$3,269/mo
Down payment (20%)
$96,000
Property taxes
$506/mo
HOA
$237/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
10,404 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
131
Ceiling Fans(s)
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Private Mailbox
Rain Gutters
Street Lights
Dishwasher
Microwave
Range
Refrigerator
Elementary
Carillon Elementary
Middle
Chiles Middle
High
Hagerty High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$6,075
Parcel #
26-21-31-505-0000-0350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Rivers Sec 4 Unit 2
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
10,404 sqft
Conservation Area
HOA
$237/yr
Sentry Management-Dennis Kapsis

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #O6414109
$479,999-3.8%
$227/sqft
-
Price change
Source: Stellar MLS #O6414109
$499,000-3.9%
$236/sqft
6/3/2026
Listed for sale
Source: Stellar MLS #O6414109
$519,000
$246/sqft

Neighborhood

1092 W Riviera Blvd
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $479,999
$475,000 – $479,999
99.1% – 100% of listTops out right at the list price
80% of listList price
137 of the last 272 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 131 after a $39,001 cut.

Sample: 272 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,270/mo
Principal & interest$2,503
Property taxes$506
Insurance$240
HOA$20
Down payment20% · $96,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$479,999

$227 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,111 sq ft

Time on market

131 days

Year built

1989

Monthly payment

About $3,269/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,075 annual tax bill, insurance, and the $237/yr HOA fee.

HOA fee

$237/yr

Managed by Sentry Management-Dennis Kapsis.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Have another question?

Brokered byHOMEVEST REALTYListing agent: Archie FergusonListing data from Stellar MLS, MLS# O6414109.

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