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Overview

4 bd3 ba2,992 sqft2 car garageSingle Family
TypeSingle Family
HOA$228/yr
Built1996
Lot8,240 sqft
Living area2,992 sqft
Price / sqft$211
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatWindow Treatments

2728 Running Springs Loop is a 1996-built home in Little Creek Ph 1a, Oviedo. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,992 square feet of living space. Listed at $630,000 (about $211/sqft), 111 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $228 semi-annually.

From the listing

Welcome to your dream home in the desirable Little Creek community of Oviedo! This beautifully maintained 4-bedroom, 3-bathroom home with a private office and oversized bonus room offers the perfect blend of elegance, comfort, and functionality. Step inside to discover a formal dining room, dedicated home office, and a spacious open-concept layout that seamlessly connects the kitchen, breakfast nook, and family room—ideal for everyday living and entertaining. The screened lanai overlooking a peaceful yard and water feature provides the perfect space to relax and enjoy Florida's beautiful weather. The thoughtfully designed split floor plan features a luxurious first-floor primary suite complete with two built-in walk-in closets, dual vanities, a soaking tub, a separate shower, and a private water closet. A guest bedroom and full bath are also conveniently located on the main level. Upstairs, you'll find two additional bedrooms, a full bathroom, and a large den perfect for a media room, playroom, or home gym. Ideally located just minutes from shopping, dining, top-rated Seminole County schools, UCF, SR 417, Downtown Orlando, Orlando International Airport, and Central Florida's world-famous attractions, this exceptional home offers the lifestyle you've been searching for. Don't miss the opportunity to make this beautiful Little Creek home yours—schedule your private showing today!

The essentials

Built
1996
Price / sqft
$211
On market
111 days
Annual tax
$9,731
HOA
$228/yr
Flood zone
X · Low risk
Lot
8,240 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
2 car garage
8,240 sqft lot
Lot size
2,992 sqft
Living area

Payment

Est. monthly payment
$4,431/mo
Down payment (20%)
$126,000
Property taxes
$811/mo
HOA
$228/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
8,240 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
111
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Window Treatments
Garden
Sidewalk
Sprinkler Metered
Dishwasher
Disposal
Electric Water Heater
Elementary
Carillon Elementary
Middle
Jackson Heights Middle
High
Hagerty High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$9,731
Parcel #
25-21-31-5LN-0000-0930

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Little Creek Ph 1a
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
8,240 sqft
HOA
$228/yr
Leland Management - Julia Dunaway

Price history

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #O6416771
$630,000-1.6%
$211/sqft
6/21/2026
Listed for sale
Source: Stellar MLS #O6416771
$640,000
$214/sqft

Neighborhood

2728 Running Springs Loop
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $630,000
$625,000 – $630,000
99.1% – 100% of listTops out right at the list price
80% of listList price
137 of the last 272 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 111 after a $10,000 cut.

Sample: 272 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,431/mo
Principal & interest$3,286
Property taxes$811
Insurance$315
HOA$19
Down payment20% · $126,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$630,000

$211 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,992 sq ft

Time on market

111 days

Year built

1996

Monthly payment

About $4,431/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,731 annual tax bill, insurance, and the $228/yr HOA fee.

HOA fee

$228/yr

Managed by Leland Management - Julia Dunaway.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PRIME PROPERTIESListing agent: Shirley BotanskyListing data from Stellar MLS, MLS# O6416771.

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