Overview
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About this home
1858 Shumard Ave is a 2020-built home in Oaktree Pointe Villas, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,702 square feet of living space. Listed at $320,000 (about $188/sqft), 107 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $375 quarterly.
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 1858 Shumard Avenue in Saint Cloud, a 3-bedroom, 2-bath home thoughtfully crafted to offer style, comfort, and effortless Florida living. Freshly updated with new interior paint completed in 2026, this move-in ready home offers a bright, refreshed feel throughout. This one-story residence features an open floor plan that connects the main living, dining, and kitchen areas, creating an easy flow for daily routines, entertaining, and time with family or guests. The layout provides a practical setting with defined spaces that can be arranged around your lifestyle. The 3-bedroom configuration offers flexibility for household members, visitors, a home office, or hobby space, while two full bathrooms support everyday convenience. Outdoor living includes a covered and screened patio, providing a comfortable place to enjoy morning coffee, outdoor dining, or relaxing in the fresh air while staying shaded and protected from the elements. Located in Saint Cloud, the home is near local shopping, dining, parks, schools, and everyday services. The area offers convenient access to Lake Nona, Orlando International Airport, major roadways, and nearby Central Florida destinations while maintaining a more relaxed residential setting.
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$320,000
$188 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,702 sq ft
Time on market
107 days
Year built
2020
Monthly payment
About $2,171/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,610 annual tax bill, insurance, and the $375/qtr HOA fee.
HOA fee
$375/qtr
Managed by Oaktree Pointe HOA/Vista.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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