

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PINE GROVE RESERVE
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$87/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
6062 River Farm Ave is a 2026-built home in Pine Grove Reserve, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,839 square feet of living space. Listed at $434,990 (about $237/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $260 quarterly.
Virtually Staged. Under Construction. ***GRAND OPENING OCTOBER 3rd!*** Discover the Juniper C on Lot 89 at 6062 River Farm Avenue in Pine Grove Reserve. A welcoming FRONT PORCH adds inviting curb appeal and creates the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, bright, open spaces provide comfortable MAIN LEVEL LIVING, while the LANAI extends your living space outdoors for relaxing and entertaining. Enjoy stylish new construction and a connected lifestyle in St. Cloud’s desirable Brack Ranch area, convenient to US-192, Lake Nona, Orlando International Airport, shopping, dining, recreation, Downtown St. Cloud and area beaches. Community amenities include a resort-style pool, clubhouse, fitness center and playground. Similar-home photos shown; colors, options and finishes may vary. Don’t miss this opportunity—schedule your tour today and ask about current incentives!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 470 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$434,990
$237 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,839 sq ft
Time on market
21 days
Year built
2026
Monthly payment
About $2,936/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,350 annual tax bill, insurance, and the $260/qtr HOA fee.
HOA fee
$260/qtr
Managed by EXTREME MANAGEMENT.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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