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About this home
515 New York Ave is a 1920-built home in St Cloud 2nd Town Of, St Cloud. Inside you'll find 2 bedrooms, 1 bathrooms, and 1,095 square feet of living space. Listed at $249,000 (about $227/sqft), 109 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
SELLER SAYS TO SELL! Completely Remodeled Gem in the Heart of St. Cloud - this beautifully remodeled 2-bedroom, 1-bath home offering 1,095 sq ft of thoughtfully updated living space in one of St. Cloud's most convenient and sought-after locations. From top to bottom, this home has been done right — move in, unpack, and enjoy. Step inside to discover a fresh, modern interior where every detail has been addressed. The layout flows naturally into a spacious enclosed porch under air — perfect as a bonus living area, home office, or everyday Florida room that gets used year-round. Out back, you'll find a covered carport tucked in the rear of the property, keeping your vehicle protected from the Florida sun and afternoon storms without sacrificing your front yard. Located just minutes from St. Cloud Elementary, St. Cloud Middle School, and St. Cloud High School, as well as highly-rated Canoe Creek K-8 — all part of the Osceola County School District. Proximity to schools also means proximity to parks, sidewalks, and the kind of established, walkable neighborhood that's hard to find at this price point. Beyond that, you're steps from everything St. Cloud has to offer. The vibrant downtown along New York Avenue features boutique shops and community festivals, and East Lake Tohopekaliga is just one mile away — offering boating, fishing, and stunning lakeside views. Lakefront Park, the marina, splash pad, and the monthly downtown market round out a lifestyle that's tough to beat. Whether you're a first-time buyer or an investor looking for a turnkey property in a high-demand location — this one checks every box. Schedule your showing today.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$249,000
$227 per sq ft
Beds and baths
2 beds, 1 baths
Size
1,095 sq ft
Time on market
109 days
Year built
1920
Monthly payment
About $1,463/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $476 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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