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Overview

4 bd3 ba2,085 sqft2 car garageTownhouse
TypeTownhouse
HOA$860/qtr
Built2014
Lot4,574 sqft
Living area2,085 sqft
Price / sqft$161
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)LightingSidewalk

3500 Sebastian Bridge Ln is a 2014-built home in Ashley Park At Harmony, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,085 square feet of living space. Listed at $335,000 (about $161/sqft), 48 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $860 quarterly.

From the listing

There is no reason to keep looking or waiting, this spectacular can be yours today! What an amazing home located in the tremendous Harmony community in St. Cloud, enjoy all the peace and serenity in this truly one of a kind community where you can also play golf as well as anything you would ever want or need nearby: from several restaurants and shopping centers to luxury amenities such as athletic fields and courts and so much more; it is like living in a small private town! The home itself is also a beauty, being an end unit two story townhome while still being cozy and stylish thanks to special features. The kitchen is an excellent example, the matcha cabinets sync perfectly with the snowy granite countertops, creating a harmonious and gorgeous kitchen. The open floor plan also makes the home quite welcoming, both the first and second floors have lots of room for everyone thanks to the loft on the second floor and four bedrooms the property has. Another dazzling feature is the screened patio, take in natural sunlight as you relax. The Harmony community can not be understated, it is one of the best places to live in all of Florida! There’s also docks where you can enjoy the water, private pools, playgrounds, trails, dog parks, a fitness center, and more; there is too much to mention! Stop waiting around and come make this home yours today!

The essentials

Built
2014
Price / sqft
$161
On market
48 days
Annual tax
$4,460
HOA
$860/qtr
Flood zone
X · Low risk
Lot
4,574 sqft
Type
Townhouse

At a glance

Townhouse
Built 2014
Community pool
Fitness center too
2 car garage
Driveway
4,574 sqft lot
Lot size
2,085 sqft
Living area

Payment

Est. monthly payment
$2,573/mo
Down payment (20%)
$67,000
Property taxes
$372/mo
HOA
$860/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2014
Lot
4,574 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Garage Faces Rear
Days on Market
48
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Deed Restrictions
Dog Park
Fitness Center
Golf Carts OK
Golf
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Water Softener
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,460
Parcel #
30-26-32-2877-0001-006A

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ashley Park At Harmony
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
4,574 sqft
LandscapedSidewalkPaved
HOA
$860/qtr
Mark Hills

Price history

Date
Event
Price
8/30/2026
Listed for sale
Source: Stellar MLS #S5156601
$335,000
$161/sqft

Neighborhood

3500 Sebastian Bridge Ln
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $335,000
$332,500 – $335,000
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 16 townhouse or villa closings in 34773 landed at this number or higher (75%). The median one sat 59 days before it went under contract, and this one is on day 48.

Sample: 16 closed townhouse or villa sales in 34773 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,573/mo
Principal & interest$1,747
Property taxes$372
Insurance$168
HOA$287
Down payment20% · $67,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$335,000

$161 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,085 sq ft

Time on market

48 days

Year built

2014

Monthly payment

About $2,573/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,460 annual tax bill, insurance, and the $860/qtr HOA fee.

HOA fee

$860/qtr

Managed by Mark Hills.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREMAX PREMIER PROPERTIESListing agent: Blanca ArmadaListing data from Stellar MLS, MLS# S5156601.

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