Overview
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About this home
2898 Matera Dr is a 2018-built home in Split Oak Estates, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,538 square feet of living space. Listed at $485,000 (about $191/sqft), 100 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $109 monthly.
Discover this stunning 3-bedroom, 3-bath home in beautiful St. Cloud, offering modern design, spacious living, and the perfect blend of comfort and style. The inviting open floorplan creates seamless flow throughout the main living areas, making everyday living and entertaining effortless. The chef-inspired kitchen features a generous center island, stainless steel appliances, and abundant cabinetry and expansive countertops, delivering both beauty and functionality. The primary suite is a true retreat, showcasing a walk-in shower and a relaxing soaking tub for spa-like comfort. The bright living room opens to a screened-in patio through sliding glass doors—ideal for enjoying Florida breezes, morning coffee, or peaceful evenings outdoors. A 3-car garage provides exceptional storage, parking, and workspace options. Homes offering this level of space, style, and convenience don’t stay available for long. Make your move before this one slips away.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$485,000
$191 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,538 sq ft
Time on market
100 days
Year built
2018
Monthly payment
About $3,319/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,261 annual tax bill, insurance, and the $109/mo HOA fee.
HOA fee
$109/mo
Managed by VIA First Service Residential/ Hunter Chastain.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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