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Overview

3 bd2 ba1,891 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2017
Lot162,479 sqft
Living area1,891 sqft
Price / sqft$344
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomRain GuttersDishwasher

2235 Bronco Dr is a 2017-built home in Bay Lake Ranch Unit 3, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,891 square feet of living space. Listed at $650,000 (about $344/sqft), 37 days on market. Flood zone X* - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This beautiful home, built in 2017, offers 3 bedrooms, 2 baths, a 2-car oversized garage, and a workshop. Enjoy an open-concept layout, modern kitchen with wood cabinetry, quartz countertops, breakfast island, and spacious walk-in pantry. Split-bedroom floor plan with luxury vinyl flooring throughout—NO CARPET! The primary suite features two walk-in closets, outdoor access, and a spa-like bath with dual vanities and an oversized shower. Hurricane-ready with a Generac generator, propane tanks, impact windows and doors, and accordion shutters. The oversized garage includes water and sewer connections. A separate 24x40 insulated steel building with two roll-up doors provides incredible space for an RV, boat, workshop, or hobbies. Fenced yard, water softener, security system, multiple screened porches, and an abundance of mature fruit trees complete this exceptional property. NO HOA! Located in the desirable Bay Lake Ranch community and Harmony school zone, with easy access to Lake Lizzie Conservation Area, Lake Nona Medical City, OIA, and more. A rare opportunity offering space, privacy, flexibility, and peace of mind—schedule your private showing today!

The essentials

Built
2017
Price / sqft
$344
On market
37 days
Annual tax
$8,021
Flood zone
X* · Low risk
Lot
162,479 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
2 car garage
3.73 acres
Lot size
1,891 sqft
Living area

Payment

Est. monthly payment
$4,383/mo
Down payment (20%)
$130,000
Property taxes
$668/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
162,479 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
37
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Rain Gutters
Dishwasher
Disposal
Range
Range Hood
Refrigerator
Washer
Water Softener
Flood Zone X*
Annual Tax (2025)
$8,021
Parcel #
18-26-32-2599-0001-3330

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Lake Ranch Unit 3
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
162,479 sqft

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #O6440558
$650,000
$344/sqft

Neighborhood

2235 Bronco Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $650,000
$645,000 – $650,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 37.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,383/mo
Principal & interest$3,390
Property taxes$668
Insurance$325
Down payment20% · $130,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$650,000

$344 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,891 sq ft

Time on market

37 days

Year built

2017

Monthly payment

About $4,383/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,021 annual tax bill, insurance.

Flood zone

Zone X*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNAIM REAL ESTATE LLCListing agent: Domenica Ara AraguacheListing data from Stellar MLS, MLS# O6440558.

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