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Overview

3 bd2 ba1,876 sqft2 car garageSingle Family
TypeSingle Family
HOA$735/qtr
Built2022
Lot5,227 sqft
Living area1,876 sqft
Price / sqft$191
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

ThermostatSidewalkClubhouseDog ParkFitness CenterGated Community - No GuardGolf Carts OKGolf

3430 Sagebrush St is a 2022-built home in Harmony Nbhd I, Harmony. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,876 square feet of living space. Listed at $358,990 (about $191/sqft), 95 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $735 quarterly.

From the listing

Welcome to this nearly new home located in the beautiful, master-planned Harmony community—one of the most stunning neighborhoods in Central Florida. This property features 3 bedrooms, 2 bathrooms, and a spacious two-car garage. With only two years of age, the interior feels almost brand new and includes multiple upgraded finishes throughout. The home backs onto a breathtaking oversized lake view and untouched natural forest, offering exceptional privacy and serene surroundings. The gated community provides 24-hour security for your peace of mind. Harmony offers resort-style amenities, including a beautifully designed community pool, pickleball courts, a fully equipped fitness center, tennis courts, a luxurious clubhouse, dog parks, and a professional golf course. The air is fresh, the landscape is picturesque, and the environment feels like a hidden paradise. The location is highly convenient—only 7 to 10 minutes from major supermarkets and shopping centers, and approximately 25 minutes from Orlando International Airport. About 45 mins to all Central Florida Characters/theme parks. A 55 plus community makes your where dreams come true! This home is truly a rare opportunity to enjoy modern living in a peaceful, resort-like setting.

The essentials

Built
2022
Price / sqft
$191
On market
95 days
Annual tax
$6,800
HOA
$735/qtr
Flood zone
X · Low risk
Lot
5,227 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Waterfront
Pond
Community pool
Fitness center too
2 car garage
5,227 sqft lot
Lot size

Payment

Est. monthly payment
$2,863/mo
Down payment (20%)
$71,798
Property taxes
$567/mo
HOA
$735/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
5,227 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
95
Thermostat
Sidewalk
Clubhouse
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,800
Parcel #
29-26-32-3296-0001-0610

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony Nbhd I
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
5,227 sqft
HOA
$735/qtr
Association Solutions

Price history

Date
Event
Price
9/27/2026
Price change
Source: Stellar MLS #O6423629
$358,990-1.9%
$191/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #O6423629
$365,990
$195/sqft

Neighborhood

3430 Sagebrush St
Harmony, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $358,990
$357,500 – $358,990
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 95 after a $7,000 cut.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,863/mo
Principal & interest$1,872
Property taxes$567
Insurance$179
HOA$245
Down payment20% · $71,798
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$358,990

$191 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,876 sq ft

Time on market

95 days

Year built

2022

Monthly payment

About $2,863/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,800 annual tax bill, insurance, and the $735/qtr HOA fee.

HOA fee

$735/qtr

Managed by Association Solutions.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySUNSTAR REALTY FL INCListing agent: Zhe WangListing data from Stellar MLS, MLS# O6423629.

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