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Overview

3 bd2 ba1,847 sqft2 car garageSingle Family
TypeSingle Family
HOA$195/qtr
Built2017
Lot5,754 sqft
Living area1,847 sqft
Price / sqft$162
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)Window TreatmentsRain Gutters

144 Waterside Cir is a 2017-built home in Waterside Village, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,847 square feet of living space. Listed at $299,000 (about $162/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $195 quarterly.

From the listing

Virtually Staged. Welcome to Waterside Village, a community of just 48 homes that offers a peaceful setting while keeping you close to everything Winter Haven has. This move-in ready 3-bedroom, 2-bath home offers an open floor plan, spacious kitchen with a large walk-in pantry, and a backyard designed for entertaining. Enjoy the screened-in lanai, pool deck, and above-ground pool with a recently replaced liner, all within a fully fenced yard complete with a storage shed. Conveniently located near shopping, restaurants, grocery stores, and LEGOLAND, you'll love having everything you need just minutes away.

The essentials

Built
2017
Price / sqft
$162
On market
88 days
Annual tax
$2,779
HOA
$195/qtr
Flood zone
X · Low risk
Lot
5,754 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
2 car garage
5,754 sqft lot
Lot size
1,847 sqft
Living area

Payment

Est. monthly payment
$2,005/mo
Down payment (20%)
$59,800
Property taxes
$232/mo
HOA
$195/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
5,754 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
88
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Window Treatments
Rain Gutters
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,779
Parcel #
26-28-33-658226-000110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterside Village
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
5,754 sqft
HOA
$195/qtr
Garrison Property Services / Lindsey Chambliss

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #O6426768
$299,000-2.0%
$162/sqft
7/20/2026
Listed for sale
Source: Stellar MLS #O6426768
$305,000
$165/sqft

Neighborhood

144 Waterside Cir
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $299,000
$297,500 – $299,000
99.5% – 100% of listTops out right at the list price
80% of listList price
121 of the last 204 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 88 after a $6,000 cut.

Sample: 204 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,005/mo
Principal & interest$1,559
Property taxes$232
Insurance$150
HOA$65
Down payment20% · $59,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,000

$162 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,847 sq ft

Time on market

88 days

Year built

2017

Monthly payment

About $2,005/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,779 annual tax bill, insurance, and the $195/qtr HOA fee.

HOA fee

$195/qtr

Managed by Garrison Property Services / Lindsey Chambliss.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS ADVANTAGE IIIListing agent: Ythamarie RosarioListing data from Stellar MLS, MLS# O6426768.

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