514 Lucaya Loop #514, photo 1
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Overview

3 bd2 ba1,227 sqftCondominium
TypeCondominium
HOA$596.12/mo
Built2003
Lot348 sqft
Living area1,227 sqft
Price / sqft$147

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Kitchen/Family Room ComboBalconyLightingSidewalkAssociation Recreation - OwnedClubhouse

514 Lucaya Loop #514 is a 2003-built home in Bahama Bay A Condo, Davenport. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,227 square feet of living space. Listed at $180,000 (about $147/sqft), 84 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $596.12 monthly.

From the listing

Excellent Value! Whether you're looking for a second home or an income-producing vacation property, this beautifully furnished 3-bedroom, 2-bath condo at Bahama Bay Resort is an exceptional opportunity. Located on the third floor, this condo offers scenic views and is just steps from the clubhouse, fishing dock, lakes, sandy beach area, Tradewinds Restaurant, and one of the community pools. From the moment you arrive, you'll feel your worries melt away in this peaceful Caribbean-style resort. Bahama Bay Resort features an impressive selection of amenities, including a gated entrance, clubhouse, day spa, internet café, guest library, sundry shop, two bars, four pools and spas, a splash pad/water park, fitness center, tennis and basketball courts, beach volleyball, a playground, scenic walking trails, and breathtaking views of Lake Davenport. Dining is easy with two onsite restaurants: Tradewinds Restaurant & Bar and Mambos Poolside Lounge. The condo is offered fully furnished and turnkey, making it ideal for personal use or short-term rental income. Relax on the screened porch while enjoying peaceful green space and natural surroundings. Conveniently located near Highway 27 and Highway 192, you'll have quick access to Walt Disney World, other major theme parks, shopping, dining, and several top-rated golf courses. Don't miss this opportunity to own a piece of paradise in one of Central Florida's most desirable vacation resorts! All information available to the Seller and Listing Agent has been provided in the listing and disclosures. If information is not included, it is not available to us. Buyers and their agents are responsible for verifying all information that is important to their purchase, including but not limited to HOA rules and regulations, leasing restrictions, fees, room dimensions, square footage, lot size, taxes, and any other property details. All measurements and listing information are approximate and should be independently verified by the Buyer and Buyer's Agent.

The essentials

Built
2003
Price / sqft
$147
On market
84 days
Annual tax
$2,267
HOA
$596.12/mo
Flood zone
X · Low risk
Lot
348 sqft
Type
Condominium

At a glance

Condo
3 stories · 2003
Community pool
Fitness center too
Private balcony
Outdoor space
1,227 sqft
Living area

Payment

Est. monthly payment
$1,814/mo
Down payment (20%)
$36,000
Property taxes
$189/mo
HOA
$596.12/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2003
Lot
348 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
84
Built-in Features
Ceiling Fans(s)
Kitchen/Family Room Combo
Balcony
Lighting
Sidewalk
Association Recreation - Owned
Clubhouse
Fitness Center
Gated Community - Guard
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Park
Playground
Pool
Racquetball
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,267
Parcel #
26-25-12-999967-033020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bahama Bay A Condo
County
Polk
MLS Area
33897 - Davenport
Lot Size
348 sqft
HOA
$596.12/mo
Bahama Bay A Condo / Lynne Bishop

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #O6426790
$180,000-2.7%
$147/sqft
7/21/2026
Listed for sale
Source: Stellar MLS #O6426790
$185,000
$151/sqft

Neighborhood

514 Lucaya Loop #514
Davenport, FL, 33897 · 33897 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $180,000
$172,500 – $180,000
95.6% – 100% of listTops out right at the list price
80% of listList price
13 of the last 25 condo closings in 33897 landed at this number or higher (52%). The median one sat 68 days before it went under contract, and this one is on day 84 after a $5,000 cut.

Sample: 25 closed condo sales in 33897 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,814/mo
Principal & interest$939
Property taxes$189
Insurance$90
HOA$596
Down payment20% · $36,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$180,000

$147 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,227 sq ft

Time on market

84 days

Year built

2003

Monthly payment

About $1,814/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,267 annual tax bill, insurance, and the $596.12/mo HOA fee.

HOA fee

$596.12/mo

Managed by Bahama Bay A Condo / Lynne Bishop.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byORANGE REALTY PROFESSIONALS LLCListing agent: Sonia JenkinsListing data from Stellar MLS, MLS# O6426790.

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