245 Cambria Ave, photo 1
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Overview

4 bd3 ba1,492 sqftTownhouse
TypeTownhouse
HOA$706/mo
Built2004
Lot1,856 sqft
Living area1,492 sqft
Price / sqft$161

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorClubhouseFitness CenterGated Community - GuardIrrigation-reclaimed WaterPlayground

245 Cambria Ave is a 2004-built home in Regal Palms At Highland Reserve, Davenport. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,492 square feet of living space. Listed at $240,000 (about $161/sqft), 74 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $706 monthly.

From the listing

Resort living, exceptional flexibility, and an unbeatable Central Florida location come together in this beautifully maintained, turnkey, fully furnished 4-bedroom, 3-bath townhome in the highly desirable Regal Palms Resort. Whether you're searching for the perfect Florida getaway, a turnkey short-term rental opportunity, or your own private retreat, this home is ready to impress. Designed with versatility in mind, the thoughtfully planned layout features a private first-floor bedroom and full bath with its own exterior entrance ideal for guests, extended family, a home office, or added privacy. The open-concept living and dining areas create an inviting space to relax and entertain, while the absence of carpet throughout makes maintenance simple and worry-free. Best of all, the home is being sold fully furnished, allowing you to move in or welcome guests from day one. Located just a short walk from Regal Palms' resort-style amenities, you'll enjoy convenient access to the tropical pool, lazy river, water slide, fitness center, spa, restaurant, playground, and more. The owner-friendly HOA and prime location near ChampionsGate, Posner Park, shopping, dining, golf, Disney, Universal Studios, and Epic Universe make this an exceptional opportunity for full-time residents, vacation home buyers, and investors alike.

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The essentials

Built
2004
Price / sqft
$161
On market
74 days
Annual tax
$3,377
HOA
$706/mo
Flood zone
X · Low risk
Lot
1,856 sqft
Type
Townhouse

At a glance

Townhouse
Built 2004
Community pool
Fitness center too
1,856 sqft lot
Lot size
1,492 sqft
Living area

Payment

Est. monthly payment
$2,359/mo
Down payment (20%)
$48,000
Property taxes
$281/mo
HOA
$706/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2004
Lot
1,856 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
74
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Clubhouse
Fitness Center
Gated Community - Guard
Irrigation-reclaimed Water
Playground
Pool
Restaurant
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Citrus Ridge
Middle
Daniel Jenkins Academy of Technology Middle
High
Davenport High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$3,377
Parcel #
26-25-14-999962-001230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Regal Palms At Highland Reserve
County
Polk
MLS Area
33897 - Davenport
Lot Size
1,856 sqft
HOA
$706/mo
Hope Douglass

Price history

Date
Event
Price
8/1/2026
Listed for sale
Source: Stellar MLS #O6429966
$240,000
$161/sqft

Neighborhood

245 Cambria Ave
Davenport, FL, 33897 · 33897 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $240,000
$240,000
99.5% – 100% of listTops out right at the list price
80% of listList price
59 of the last 94 townhouse or villa closings in 33897 landed at this number or higher (63%). The median one sat 54 days before it went under contract, and this one is on day 74.

Sample: 94 closed townhouse or villa sales in 33897 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,359/mo
Principal & interest$1,252
Property taxes$281
Insurance$120
HOA$706
Down payment20% · $48,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$240,000

$161 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,492 sq ft

Time on market

74 days

Year built

2004

Monthly payment

About $2,359/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,377 annual tax bill, insurance, and the $706/mo HOA fee.

HOA fee

$706/mo

Managed by Hope Douglass.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREAL BROKER, LLCListing agent: Lindsay VaseloffListing data from Stellar MLS, MLS# O6429966.

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