302 Terrace Ridge Cir #302, photo 1
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Overview

3 bd2 ba1,542 sqftCondominium
TypeCondominium
Condo dues$696/mo
Built2005
Lot683 sqft
Living area1,542 sqft
Price / sqft$156

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorThermostatWalk-in Closet(s)Window TreatmentsSidewalkSliding Doors

302 Terrace Ridge Cir #302 is a 2005-built home in Terrace Ridge At Town Center East Condo, Davenport. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,542 square feet of living space. Listed at $240,000 (about $156/sqft), 278 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $696 monthly.

From the listing

Welcome to Terrace Ridge at Town Center, a gated community ideally located in Davenport, Florida, just minutes from ChampionsGate, Reunion, and the area’s world-famous theme parks, dining, and entertainment. This first-floor condominium offers a functional open floor plan with three bedrooms and two bathrooms, filled with abundant natural light and designed for comfortable everyday living. NEW A/C SYSTEM INSTALLED March 2026. The primary suite features a walk-in closet, charming bay window, and a private bathroom complete with a double-sink vanity and walk-in shower. The secondary bedrooms are well-sized and share a full bathroom with a double-sink vanity and a tub/shower combination. Wood-look tile flooring runs throughout the home, providing both durability and a modern aesthetic. The kitchen is open to the living and dining areas and includes a bar seating area and pantry, making it ideal for casual meals or entertaining. A dedicated laundry room adds everyday convenience. Terrace Ridge at Town Center offers residents access to a community pool, clubhouse, and fitness center, with water, basic cable, basic internet, and garbage service included. Whether you’re seeking a full-time residence, a vacation getaway, or a short-term rental investment, this condo offers versatility, location, and value in a growing Central Florida market.

The essentials

Built
2005
Price / sqft
$156
On market
278 days
Annual tax
$2,816
Condo dues
$696/mo
Flood zone
X · Low risk
Lot
683 sqft
Type
Condominium

At a glance

Condo
3 stories · 2005
Community pool
Fitness center too
1,542 sqft
Living area

Payment

Est. monthly payment
$2,303/mo
Down payment (20%)
$48,000
Property taxes
$235/mo
Condo dues
$696/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
683 sqft
Cooling
Central Air
Heating
Central
Parking
Open
Days on Market
278
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Sliding Doors
Clubhouse
Fitness Center
Playground
Pool
Street Lights
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Elementary
Loughman Oaks Elem
Middle
Boone Middle
High
Davenport High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,816
Parcel #
27-26-02-701011-005140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace Ridge At Town Center East Condo
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
683 sqft
Paved
Condo dues
$696/mo
Tammy Shrank

Price history

Date
Event
Price
1/8/2026
Listed for sale
Source: Stellar MLS #O6372287
$240,000
$156/sqft

Neighborhood

302 Terrace Ridge Cir #302
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $240,000
$232,500 – $240,000
97.1% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 condo closings in 33896 landed at this number or higher (52%). The median one sat 65 days before it went under contract, and this one is on day 278.

Sample: 58 closed condo sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,302/mo
Principal & interest$1,252
Property taxes$235
Insurance$120
HOA$696
Down payment20% · $48,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$240,000

$156 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,542 sq ft

Time on market

278 days

Year built

2005

Monthly payment

About $2,303/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,816 annual tax bill, insurance, and $696/mo in condo dues.

Condo dues

$696/mo

Managed by Tammy Shrank.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREVEL REALTY LLCListing agent: Frank Del ToroListing data from Stellar MLS, MLS# O6372287.

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