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Overview

3 bd2 ba1,429 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1995
Lot10,285 sqft
Living area1,429 sqft
Price / sqft$203
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorThermostatGardenDishwasherFreezer

40045 Palm St is a 1995-built home in Carlton Village Park, Lady Lake. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,429 square feet of living space. Listed at $290,000 (about $203/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

$4,000 Closing Cost Concession! Welcome to 40045 Palm St, Lady Lake, FL 32159, a wonderful opportunity to enjoy the relaxed and inviting lifestyle of Central Florida. This charming property features a private swimming pool, offering the ideal space to unwind, entertain guests, and make the most of Florida’s beautiful year-round weather. Ideally situated in the Lady Lake area, this home provides convenient access to shopping, dining, recreational activities, and everyday amenities, while offering a comfortable setting to call home. Whether you are looking for a primary residence, seasonal retreat, or investment property, this home offers versatility and opportunity. As an added benefit, the seller is offering a $4,000 concession toward the buyer’s closing costs, subject to the terms of the purchase contract and lender approval, if applicable. Come experience the comfort, potential, and Florida lifestyle that 40045 Palm St has to offer. Schedule your private showing today!

The essentials

Built
1995
Price / sqft
$203
On market
59 days
Annual tax
$4,080
Flood zone
X · Low risk
Lot
10,285 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Private pool
In Ground
2 car garage
10,285 sqft lot
Lot size
1,429 sqft
Living area

Payment

Est. monthly payment
$1,997/mo
Down payment (20%)
$58,000
Property taxes
$340/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
10,285 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Screen Enclosure
Days on Market
59
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Garden
Dishwasher
Freezer
Microwave
Range
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,080
Parcel #
11-18-24-0100-029-01100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Carlton Village Park
County
Lake
MLS Area
32159 - Lady Lake (The Villages)
Lot Size
10,285 sqft
Unpaved

Price history

Date
Event
Price
8/19/2026
Listed for sale
Source: Stellar MLS #O6434980
$290,000
$203/sqft

Neighborhood

40045 Palm St
Lady Lake, FL, 32159 · 32159 - Lady Lake (The Villages)

Market insights

Offer Insights

Choose an offer strength

List price: $290,000
$285,000 – $290,000
98.1% – 100% of listTops out right at the list price
80% of listList price
139 of the last 277 home closings in 32159 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 59.

Sample: 277 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,997/mo
Principal & interest$1,512
Property taxes$340
Insurance$145
Down payment20% · $58,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$290,000

$203 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,429 sq ft

Time on market

59 days

Year built

1995

Monthly payment

About $1,997/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,080 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byAGENT TRUST REALTY CORPORATIONListing agent: Indira VivasListing data from Stellar MLS, MLS# O6434980.

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