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Overview

3 bd2 ba1,833 sqft3 car garageSingle Family
TypeSingle Family
HOA$100/mo
Built2018
Lot15,547 sqft
Living area1,833 sqft
Price / sqft$213
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Crown MoldingOpen FloorplanSplit BedroomStone CountersWalk-in Closet(s)Deed RestrictionsStreet LightsDishwasher

555 Dowling Cir is a 2018-built home in Lakes Lady Lake, Lady Lake. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,833 square feet of living space. Listed at $389,900 (about $213/sqft), 43 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 monthly.

From the listing

This is the kind of home buyers remember. Tucked inside the gated Lakes of Lady Lake, this beautifully maintained 2019-built home pairs a smart split-bedroom design with the relaxed Florida lifestyle everyone is looking for. The kitchen opens effortlessly into the main living space, creating a bright, connected feel that works just as well for quiet mornings as it does for entertaining. The primary suite is privately positioned away from the guest rooms, while the oversized .36-acre homesite gives you something increasingly hard to find—space. Space to entertain. Space to enjoy the outdoors. Even room for a future pool. Add in a low $100/month HOA, no age restriction and a location just minutes from The Villages, shopping, dining and medical facilities, and this one stands out for all the right reasons. Stylish, spacious and perfectly positioned—555 Dowling Circle is ready to impress.

The essentials

Built
2018
Price / sqft
$213
On market
49 days
Annual tax
$650
HOA
$100/mo
Flood zone
X · Low risk
Lot
15,547 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Water views
Water
3 car garage
Garage Faces Rear
0.36 acres
Lot size
1,833 sqft
Living area

Payment

Est. monthly payment
$2,382/mo
Down payment (20%)
$77,980
Property taxes
$54/mo
HOA
$100/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
15,547 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Faces Rear, Garage Faces Side
Days on Market
49
Crown Molding
Open Floorplan
Split Bedroom
Stone Counters
Walk-in Closet(s)
Deed Restrictions
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Flood Zone X
Annual Tax (2025)
$650
Parcel #
05-18-24-2000-00C-02900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakes Lady Lake
County
Lake
MLS Area
32159 - Lady Lake (The Villages)
Lot Size
15,547 sqft
LevelOn Golf CoursePaved
HOA
$100/mo
LAKES OF LADY LAKE

Price history

Date
Event
Price
10/4/2026
Price change
Source: Stellar MLS #OM730516
$389,900-4.9%
$213/sqft
8/21/2026
Listed for sale
Source: Stellar MLS #OM730516
$409,900
$224/sqft

Neighborhood

555 Dowling Cir
Lady Lake, FL, 32159 · 32159 - Lady Lake (The Villages)

Market insights

Offer Insights

Choose an offer strength

List price: $389,900
$382,500 – $389,900
98.2% – 100% of listTops out right at the list price
80% of listList price
133 of the last 265 home closings in 32159 landed at this number or higher (50%). The median one sat 59 days before it went under contract, and this one is on day 49 after a $20,000 cut.

Sample: 265 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,383/mo
Principal & interest$2,033
Property taxes$54
Insurance$195
HOA$100
Down payment20% · $77,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,900

$213 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,833 sq ft

Time on market

49 days

Year built

2018

Monthly payment

About $2,382/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $650 annual tax bill, insurance, and the $100/mo HOA fee.

HOA fee

$100/mo

Managed by LAKES OF LADY LAKE.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGAILEY ENTERPRISES REAL ESTATEListing agent: Kathryn SmileyListing data from Stellar MLS, MLS# OM730516.

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