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Overview

4 bd2 ba1,656 sqft2 car garageSingle Family
TypeSingle Family
HOA$88/yr
Built2019
Lot5,663 sqft
Living area1,656 sqft
Price / sqft$235
Garage2 car

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About this home

Ceiling Fans(s)LightingBuilt-in OvenDishwasherDryerMicrowaveRangeWasher

4613 Glencrest Loop is a 2019-built home in Gramercy Farms Ph 8, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,656 square feet of living space. Listed at $389,000 (about $235/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $88 annually.

From the listing

Welcome to 4613 Glencrest Loop in Saint Cloud, Florida, nestled in the sought-after Gramercy Farms community. This unique home feels like a model home, featuring stylish upgrades, spacious areas perfect for hosting family and friends, and access to a community pool—all for an HOA fee of just $90 a year. At the center of the home is a gorgeous gourmet kitchen, with bright white upper cabinets, contrasting gray lowers, sleek black hardware, stainless-steel double wall ovens, and a striking range hood. A spacious waterfall-edge island with bold veining offers plenty of workspace and seating, making it the perfect spot for cooking, dining, and gathering with family and friends. Modern statement lighting and a high-arc faucet tie together the stylish, upscale look. Step out onto a spacious deck designed for soaking up the Florida lifestyle. Several covered spots create inviting areas for dining, grilling, or just kicking back, with string lights and ceiling fans adding a cozy touch. A hot tub, plenty of comfortable seating, and serene views of lush greenery make this private outdoor escape ideal for weekend barbecues, lazy mornings, or evening gatherings with loved ones. The property also features solar panels that help reduce electricity costs, adding valuable energy efficiency. Offered at under $400,000, this remarkable home represents a true value for buyers seeking model-home style, thoughtful upgrades, impressive indoor-outdoor living, and desirable community amenities. Schedule your private tour today because a home this special will not last long on the market!

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The essentials

Built
2019
Price / sqft
$235
On market
49 days
Annual tax
$7,919
HOA
$88/yr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
2 car garage
5,663 sqft lot
Lot size
1,656 sqft
Living area

Payment

Est. monthly payment
$2,890/mo
Down payment (20%)
$77,800
Property taxes
$660/mo
HOA
$88/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
5,663 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
49
Ceiling Fans(s)
Lighting
Built-in Oven
Dishwasher
Dryer
Microwave
Range
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,919
Parcel #
19-26-31-0163-0001-4720

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gramercy Farms Ph 8
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
5,663 sqft
HOA
$88/yr
Brian Mendea

Price history

Date
Event
Price
8/26/2026
Listed for sale
Source: Stellar MLS #O6436099
$389,000
$235/sqft

Neighborhood

4613 Glencrest Loop
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $389,000
$387,500 – $389,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 380 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 49.

Sample: 380 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,890/mo
Principal & interest$2,029
Property taxes$660
Insurance$195
HOA$7
Down payment20% · $77,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,000

$235 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,656 sq ft

Time on market

49 days

Year built

2019

Monthly payment

About $2,890/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,919 annual tax bill, insurance, and the $88/yr HOA fee.

HOA fee

$88/yr

Managed by Brian Mendea.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCREEGAN GROUPListing agent: Chris CreeganListing data from Stellar MLS, MLS# O6436099.

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