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Overview

4 bd3 ba2,020 sqft3 car garageSingle Family
TypeSingle Family
HOA$125/yr
Built2026
Lot7,405 sqft
Living area2,020 sqft
Price / sqft$236
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PRESTON COVE PH 3
Type
Single Family Residence

True monthly carry

HOA
~$10/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSplit BedroomStone CountersThermostatWalk-in Closet(s)

847 Seagrove Trl is a 2026-built home in Preston Cove Ph 3, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,020 square feet of living space. Listed at $475,990 (about $236/sqft), 43 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $125 annually.

From the listing

Under Construction. Discover the Madison a spacious layout includes 4 bedrooms, 3 bathrooms, and a 3-car garage, making it perfect for modern family living. Inside, the open-concept design seamlessly blends functionality and comfort, ideal for daily living and entertaining. The chef-inspired kitchen features stainless steel appliances, a large center island, and an expansive walk-in pantry, overlooking the living and dining areas. Enjoy the Florida weather year-round with easy access to the covered lanai from the living space. Each bedroom offers comfort and privacy with carpeted floors and ample closet space. The primary suite, at the rear of the home, includes an en-suite bathroom with a walk-in closet, double vanity, and walk-in shower. Additional bedrooms are well-sized, with two sharing a bathroom and one having its own for added convenience. The Madison includes a dedicated laundry room and a 3-car garage, offering ample storage and parking. Advanced smart home technology enhances security and convenience, allowing remote control via your smart device. *Photos are of similar model but not that of exact house. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. Please note that no representations or warranties are made regarding school districts or school assignments; you should conduct your own investigation regarding current and future schools and school boundaries.*

The essentials

Built
2026
Price / sqft
$236
On market
43 days
Annual tax
$136
HOA
$125/yr
Flood zone
A
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
3 car garage
7,405 sqft lot
Lot size
2,020 sqft
Living area

Payment

Est. monthly payment
$2,742/mo
Down payment (20%)
$95,198
Property taxes
$11/mo
HOA
$125/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,405 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
43
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Sprinkler Metered
Deed Restrictions
Dog Park
Playground
Pool
Street Lights
Dishwasher
Disposal
Range
In a CDD (Community Development District) Flood Zone A
Annual Tax (2025)
$136
Parcel #
22-25-31-4736-0001-4030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Preston Cove Ph 3
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,405 sqft
HOA
$125/yr
Access management- Erin Poirier

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #O6437409
$475,990
$236/sqft

Neighborhood

847 Seagrove Trl
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $475,990
$472,500 – $475,990
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 474 home closings in 34771 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 43.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,742/mo
Principal & interest$2,482
Property taxes$11
Insurance$238
HOA$10
Down payment20% · $95,198
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$475,990

$236 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,020 sq ft

Time on market

43 days

Year built

2026

Monthly payment

About $2,742/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $136 annual tax bill, insurance, and the $125/yr HOA fee.

HOA fee

$125/yr

Managed by Access management- Erin Poirier.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byDR HORTON REALTY OF CENTRAL FLORIDA LLCListing agent: Stephen ClineListing data from Stellar MLS, MLS# O6437409.

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