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Overview

3 bd2 ba1,760 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot11,417 sqft
Living area1,760 sqft
Price / sqft$206
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
PALM COAST SEC 23
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Crown MoldingHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeStone CountersThermostat

31 Whittingham Ln is a 2026-built home in Palm Coast Sec 23, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,760 square feet of living space. Listed at $363,300 (about $206/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. Experience the Ashton, an impressive single-story home in Palm Coast, a vibrant coastal community surrounded by scenic parks, nature reserves, hiking and biking trails, and several golf courses. Set on an oversized lot, this beautifully designed home makes a strong first impression with its charming covered front porch and welcoming foyer, where clear sight lines create an open, airy feel. Just off the foyer, a versatile Flex Space adds valuable room for an office, media space, or customized living area. The open-concept Kitchen and Great Room create a natural centerpiece for the home, with an additional Great Room window bringing in an abundance of natural light. The Kitchen is designed to stand out with granite countertops, soft-close cabinets, stainless steel appliances, and a large center island that provides generous workspace and casual dining space. Crown molding and the Deluxe Trim Package add an elevated finishing touch throughout the main living areas. The split-bedroom design provides added privacy, with the spacious Primary Bedroom positioned separately from the two secondary bedrooms. The Primary Suite features a private bath and generous walk-in closet, while the secondary bedrooms are conveniently located near the secondary bath. A spacious Laundry Room adds functionality with additional space for storage and organization and serves as a convenient drop zone between the living areas and the three-car garage. Smart-home technology is integrated throughout with a built-in Smart Home Package featuring a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches. From the oversized lot and abundant natural light to the upgraded finishes, versatile spaces, three-car garage, and smart-home features, the Ashton brings together thoughtful design and modern functionality, all backed by a full builder warranty. Schedule your private tour today. We can’t wait to welcome you home!

The essentials

Built
2026
Price / sqft
$206
On market
38 days
Annual tax
$936
Flood zone
X · Low risk
Lot
11,417 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
Driveway
0.26 acres
Lot size
1,760 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,155/mo
Down payment (20%)
$72,660
Property taxes
$78/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
11,417 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
38
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Stone Counters
Thermostat
Walk-in Closet(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Middle
Buddy Taylor Middle
High
Flagler-Palm Coast High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$936
Parcel #
07-11-31-7023-00220-0370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast Sec 23
County
Flagler
MLS Area
32164 - Palm Coast
Lot Size
11,417 sqft
LandscapedOversized Lot

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #O6440950
$363,300
$206/sqft

Neighborhood

31 Whittingham Ln
Palm Coast, FL, 32164 · 32164 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $363,300
$362,500 – $363,300
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 597 home closings in 32164 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 38.

Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,154/mo
Principal & interest$1,895
Property taxes$78
Insurance$182
Down payment20% · $72,660
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$363,300

$206 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,760 sq ft

Time on market

38 days

Year built

2026

Monthly payment

About $2,155/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $936 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEW HOME STAR FLORIDA LLCListing agent: Bridgette HoytListing data from Stellar MLS, MLS# O6440950.

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