

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- PALM COAST SEC 23
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
31 Whittingham Ln is a 2026-built home in Palm Coast Sec 23, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,760 square feet of living space. Listed at $363,300 (about $206/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Under Construction. Experience the Ashton, an impressive single-story home in Palm Coast, a vibrant coastal community surrounded by scenic parks, nature reserves, hiking and biking trails, and several golf courses. Set on an oversized lot, this beautifully designed home makes a strong first impression with its charming covered front porch and welcoming foyer, where clear sight lines create an open, airy feel. Just off the foyer, a versatile Flex Space adds valuable room for an office, media space, or customized living area. The open-concept Kitchen and Great Room create a natural centerpiece for the home, with an additional Great Room window bringing in an abundance of natural light. The Kitchen is designed to stand out with granite countertops, soft-close cabinets, stainless steel appliances, and a large center island that provides generous workspace and casual dining space. Crown molding and the Deluxe Trim Package add an elevated finishing touch throughout the main living areas. The split-bedroom design provides added privacy, with the spacious Primary Bedroom positioned separately from the two secondary bedrooms. The Primary Suite features a private bath and generous walk-in closet, while the secondary bedrooms are conveniently located near the secondary bath. A spacious Laundry Room adds functionality with additional space for storage and organization and serves as a convenient drop zone between the living areas and the three-car garage. Smart-home technology is integrated throughout with a built-in Smart Home Package featuring a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches. From the oversized lot and abundant natural light to the upgraded finishes, versatile spaces, three-car garage, and smart-home features, the Ashton brings together thoughtful design and modern functionality, all backed by a full builder warranty. Schedule your private tour today. We can’t wait to welcome you home!
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The essentials
At a glance
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$363,300
$206 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,760 sq ft
Time on market
38 days
Year built
2026
Monthly payment
About $2,155/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $936 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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