823 Andrew St, photo 1
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Overview

4 bd3 ba2,061 sqft2 car garageSingle Family
TypeSingle Family
HOA$6.25/mo
Built2025
Lot5,663 sqft
Living area2,061 sqft
Price / sqft$167
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)LightingSidewalkSprinkler Metered

823 Andrew St is a 2025-built home in Willowbrook North, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,061 square feet of living space. Listed at $345,190 (about $167/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $6.25 monthly.

From the listing

Under Construction. This Castaway floorplan is available in farmhouse exterior designs. The inviting front porch opens to a gracious foyer with 2 adjacent secondary bedrooms and a full bathroom. The well-appointed island kitchen is open to the cafe area and spacious family room with access to the covered lanai. The primary suite boasts an en suite bathroom with dual sink vanity, shower, private water closet, and large walk-in closet. A 3rd secondary bedroom, full bathroom and conveniently located laundry room complete the Castaway plan.

The essentials

Built
2025
Price / sqft
$167
On market
18 days
Annual tax
$2,808
HOA
$6.25/mo
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
Driveway
5,663 sqft lot
Lot size
2,061 sqft
Living area

Payment

Est. monthly payment
$2,213/mo
Down payment (20%)
$69,038
Property taxes
$234/mo
HOA
$6.25/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
5,663 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, On Street
Days on Market
18
High Ceilings
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Sprinkler Metered
Community Mailbox
Irrigation-reclaimed Water
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Fred G. Garnier Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,808
Parcel #
26-28-10-530502-001060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Willowbrook North
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
5,663 sqft
ClearedCity LimitsLandscapedLevelNear Golf CourseSidewalkPaved
HOA
$6.25/mo
Highland Community Management

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #O6444164
$345,190-5.5%
$167/sqft
9/23/2026
Listed for sale
Source: Stellar MLS #O6444164
$365,190
$177/sqft

Neighborhood

823 Andrew St
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $345,190
$342,500 – $345,190
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 41 days before it went under contract, and this one is on day 18 after a $20,000 cut.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,213/mo
Principal & interest$1,800
Property taxes$234
Insurance$173
HOA$6
Down payment20% · $69,038
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$345,190

$167 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,061 sq ft

Time on market

18 days

Year built

2025

Monthly payment

About $2,213/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,808 annual tax bill, insurance, and the $6.25/mo HOA fee.

HOA fee

$6.25/mo

Managed by Highland Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDRB GROUP REALTY, LLCListing agent: Adam SchottListing data from Stellar MLS, MLS# O6444164.

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