200 16th St, photo 1
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Overview

2 bd1 ba996 sqftSingle Family
TypeSingle Family
HOANone listed
Built1962
Lot7,492 sqft
Living area996 sqft
Price / sqft$251

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About this home

Ceiling Fans(s)Split BedroomRangeRange HoodRefrigerator

200 16th St is a 1962-built home in St Cloud, St Cloud. Inside you'll find 2 bedrooms, 1 bathrooms, and 996 square feet of living space. Listed at $250,000 (about $251/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this charming corner-lot haven in the heart of St. Cloud! Thoughtfully updated for total peace of mind, this light-filled 2-bedroom, 1-bath residence features a brand-new roof, new central A/C, and fully inspected electrical systems so you can unpack and immediately start living your best life. Step inside to an open, inviting living space that seamlessly connects to a sunny, functional kitchen—perfect for quiet morning coffees or hosting intimate weekend gatherings. The desirable split bedroom plan offers maximum privacy, while the dedicated interior laundry area adds effortless everyday convenience. Outside, your private, fully fenced backyard sanctuary awaits, complete with a generous concrete patio ideal for alfresco dining, gardening, or cozy evenings under the stars with family and pets. Located just minutes from the vibrant St. Cloud lakefront park, historic downtown dining, and Lake Nona, this darling home blends peaceful sanctuary with unbeatable convenience.

The essentials

Built
1962
Price / sqft
$251
On market
23 days
Annual tax
$3,788
Flood zone
X · Low risk
Lot
7,492 sqft
Type
Single Family Residence

At a glance

Single family
Built 1962
7,492 sqft lot
Lot size
996 sqft
Living area

Payment

Est. monthly payment
$1,745/mo
Down payment (20%)
$50,000
Property taxes
$316/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1962
Lot
7,492 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
23
Ceiling Fans(s)
Split Bedroom
Range
Range Hood
Refrigerator
Elementary
Michigan Avenue Elem (K 5)
Middle
St. Cloud Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,788
Parcel #
01-26-30-0001-0293-0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
7,492 sqft
Corner LotCity LimitsLevelPaved

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #O6444206
$250,000
$251/sqft

Neighborhood

200 16th St
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $250,000
$250,000
99.5% – 100% of listTops out right at the list price
80% of listList price
92 of the last 160 home closings in 34769 landed at this number or higher (58%). The median one sat 37 days before it went under contract, and this one is on day 23.

Sample: 160 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,745/mo
Principal & interest$1,304
Property taxes$316
Insurance$125
Down payment20% · $50,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$250,000

$251 per sq ft

Beds and baths

2 beds, 1 baths

Size

996 sq ft

Time on market

23 days

Year built

1962

Monthly payment

About $1,745/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,788 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMARK SPAIN REAL ESTATEListing agent: Alan BloomListing data from Stellar MLS, MLS# O6444206.

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