1999 Education St, photo 1
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Overview

4 bd2 ba1,900 sqft2 car garageSingle Family
TypeSingle Family
HOA$70/mo
Built2026
Lot5,750 sqft
Living area1,900 sqft
Price / sqft$215
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
TRINITY PLACE PH 1
Type
Single Family Residence

True monthly carry

HOA
~$70/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersThermostat

1999 Education St is a 2026-built home in Trinity Place Ph 1, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,900 square feet of living space. Listed at $407,990 (about $215/sqft), 20 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $70 monthly.

From the listing

Under Construction. Welcome to the Dune at Trinity Place, where a spacious single-story layout makes everyday living feel easy. This 1,900-square-foot home offers four bedrooms and two baths, with an open kitchen, dining area, and great room that give everyone space to gather. In the kitchen, 36-inch brown cabinets pair with white quartz countertops and GE appliances. Quartz countertops continue into the bathrooms, while tile flooring runs through the main living areas and carpet adds comfort in the bedrooms. The private primary suite offers a walk-in closet and an en-suite bath with tile extending to the ceiling. Three additional bedrooms give you flexibility for guests, hobbies, or a home office. Pavers add a finished touch outside, and the home sits on an interior lot within Trinity Place. In this St. Cloud community, weekends can start at the resort-style pool and cabana, playground, or dog park. Nearby lakes and parks offer even more room to get outside. With easy access to US-192 and Lake Nona’s shopping and dining about 20 minutes away, the Dune Traditional brings together the space you want at home and the places you enjoy close by.

The essentials

Built
2026
Price / sqft
$215
On market
20 days
Annual tax
$3,132
HOA
$70/mo
Flood zone
X · Low risk
Lot
5,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
5,750 sqft lot
Lot size
1,900 sqft
Living area

Payment

Est. monthly payment
$2,663/mo
Down payment (20%)
$81,598
Property taxes
$261/mo
HOA
$70/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,750 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
20
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Deed Restrictions
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Microwave
Range
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,132
Parcel #
03-26-31-5325-0001-1100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Trinity Place Ph 1
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
5,750 sqft
SidewalkPaved
HOA
$70/mo
Real Manage / Ryan Fernandes

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #O6444617
$407,990
$215/sqft

Neighborhood

1999 Education St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $407,990
$405,000 – $407,990
99.5% – 100% of listTops out right at the list price
80% of listList price
303 of the last 470 home closings in 34771 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 20.

Sample: 470 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,663/mo
Principal & interest$2,128
Property taxes$261
Insurance$204
HOA$70
Down payment20% · $81,598
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$407,990

$215 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,900 sq ft

Time on market

20 days

Year built

2026

Monthly payment

About $2,663/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,132 annual tax bill, insurance, and the $70/mo HOA fee.

HOA fee

$70/mo

Managed by Real Manage / Ryan Fernandes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRISEWELL HOMES FLORIDA LLCListing agent: Stephen WoodListing data from Stellar MLS, MLS# O6444617.

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