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Overview

3 bd2 ba2,208 sqft2 car garageSingle Family
TypeSingle Family
HOA$111/mo
Built2021
Lot6,098 sqft
Living area2,208 sqft
Price / sqft$217
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanSidewalkBuilt-in OvenCooktopDishwasherRefrigerator

2723 Forestdale St is a 2021-built home in Split Oak Reserve, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,208 square feet of living space. Listed at $479,500 (about $217/sqft), 20 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $111 monthly.

From the listing

Welcome to this beautifully maintained, move-in-ready home nestled in Split Oak Reserve, one of St. Cloud’s desirable residential communities. Ideally situated just 10 minutes from Lake Nona, 15 minutes from State Road 417, and approximately 25 minutes from Orlando International Airport, this home offers an exceptional combination of modern living, everyday convenience, and a peaceful neighborhood setting. Built in 2021, this thoughtfully designed single-story residence features 3 bedrooms and 2 bathrooms, with an inviting layout that maximizes both comfort and functionality. From the moment you step inside, you’re welcomed by a private office/den framed by elegant French doors. Whether you work from home, need a dedicated study, or envision a quiet reading or creative space, this versatile room adapts beautifully to your lifestyle. At the heart of the home is an impressive open-concept living space, designed for both relaxed everyday living and effortless entertaining. The upgraded kitchen showcases a spacious center island, contemporary finishes, ample cabinetry, and generous storage, creating a stylish and functional space where preparing meals and gathering with loved ones becomes a pleasure. The kitchen opens seamlessly to the dining and living areas, creating an inviting flow throughout the main living space. Abundant natural light fills the home, highlighting the open layout and providing beautiful views of the backyard. High ceilings and thoughtful architectural details add to the sense of space and create an elevated yet comfortable atmosphere throughout. The home’s well-planned design brings each space together effortlessly, offering the convenience of single-story living without compromising on style or functionality. Whether you’re enjoying a quiet morning at home, hosting family and friends, or simply relaxing after a long day, this residence provides a welcoming backdrop for it all. Beyond the home, the location places you close to schools, shopping, dining, entertainment, and major roadways, making daily commutes and weekend outings convenient while allowing you to enjoy the tranquility of a residential community. Don’t miss the opportunity to make this exceptional home in Split Oak Reserve your own. Schedule your private showing today and discover the comfort, style, and convenience this wonderful home has to offer.

The essentials

Built
2021
Price / sqft
$217
On market
20 days
Annual tax
$6,366
HOA
$111/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
6,098 sqft lot
Lot size
2,208 sqft
Living area

Payment

Est. monthly payment
$3,382/mo
Down payment (20%)
$95,900
Property taxes
$530/mo
HOA
$111/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
20
Ceiling Fans(s)
High Ceilings
Open Floorplan
Sidewalk
Built-in Oven
Cooktop
Dishwasher
Refrigerator
Elementary
VOYAGER K-8
Middle
VOYAGER K-8
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$6,366
Parcel #
09-25-31-5023-0001-0780

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Split Oak Reserve
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,098 sqft
HOA
$111/mo
Jedi Management

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #O6444900
$479,500
$217/sqft

Neighborhood

2723 Forestdale St
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $479,500
$477,500 – $479,500
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 470 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 20.

Sample: 470 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,382/mo
Principal & interest$2,501
Property taxes$530
Insurance$240
HOA$111
Down payment20% · $95,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$479,500

$217 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,208 sq ft

Time on market

20 days

Year built

2021

Monthly payment

About $3,382/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,366 annual tax bill, insurance, and the $111/mo HOA fee.

HOA fee

$111/mo

Managed by Jedi Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPREMIER BROKERS INTERNATIONALListing agent: Lee YiListing data from Stellar MLS, MLS# O6444900.

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