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Overview

4 bd3 ba2,644 sqft3 car garageSingle Family
TypeSingle Family
HOA$165/mo
Built2022
Lot10,454 sqft
Living area2,644 sqft
Price / sqft$244
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Coffered Ceiling(s)Dry BarEat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room Combo

3020 Ella Way is a 2022-built home in Bridgewalk Ph 1a, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,644 square feet of living space. Listed at $645,000 (about $244/sqft), 99 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 monthly.

From the listing

$10,000 SELLER CONCESSION TOWARD BUYER CLOSING COSTS, PREPAIDS OR RATE BUYDOWN WITH AN ACCEPTABLE OFFER! BEFORE YOU BUILD, SEE THIS HOME! Why wait for construction when you can have a nearly new, move-in-ready WATERFRONT home on an exceptional homesite with upgrades already in place, an oversized 3-CAR GARAGE and incredible Florida sunset views? Welcome to 3020 Ella Way in Bridgewalk, where the homesite may be just as impressive as the home itself. Built in 2022 and positioned on what is believed to be one of the community's largest waterfront homesites, this 4-bedroom, 3-bath residence offers more than 2,600 square feet of beautifully designed SINGLE-STORY living with expansive water views from the rear of the home. Walk inside and the difference is immediately apparent. Natural light fills the open-concept living areas while the water beyond creates a beautiful backdrop to everyday life. Tile flooring extends throughout the ENTIRE HOME—no carpet—creating a polished, cohesive and easy-to-maintain interior. The spacious kitchen opens directly to the dining and great room, making the heart of the home equally suited for everyday living and entertaining. Generously sized bedrooms provide comfortable private spaces, while the additional office/flex room gives you options for working from home, a media room, hobby space or additional living area. But this home was meant to be enjoyed OUTSIDE, too. Step onto the covered lanai and you'll quickly understand what makes this property special. The oversized waterfront homesite delivers peaceful water views, incredible sunsets and an open setting that simply cannot be recreated on every lot. Imagine ending the day outside with dinner, drinks or simply watching the Florida sky change colors over the water. And don't overlook the THREE-CAR GARAGE—valuable additional space for vehicles, storage, hobbies and everything that comes with Florida living. A welcoming covered front porch and attractive, easily maintained landscaping complete the home's curb appeal. Additional features include a whole-home water filtration system and solar panels, with the existing solar lease transferring to the buyer at closing. Then there is the Bridgewalk lifestyle. Residents enjoy resort-style amenities including a community pool, fitness center, playgrounds, parks, racquetball courts, dog park, scenic walking and biking trails, plus a community boat launch with water access. All of this is located in the rapidly growing Sunbridge area near Lake Nona, with convenient access to Lake Nona Medical City, Orlando International Airport, major roadways, shopping, dining and everything this exciting corridor continues to bring. If you've been considering NEW CONSTRUCTION in the Lake Nona/Sunbridge area, put this home on your list BEFORE making a decision. Here, the home is already built, the waterfront homesite is already established, the upgrades are already in place, and the seller is offering $10,000 toward eligible buyer closing costs, prepaids or a rate buydown with an acceptable offer. WATERFRONT. 3-CAR GARAGE. SINGLE-STORY. 4 BEDROOMS. OVER 2,600 SQ FT. BUILT IN 2022. $10,000 SELLER CONCESSION. Some features can be added later. The right homesite can't. Schedule your private showing and come experience the view from 3020 Ella Way.

The essentials

Built
2022
Price / sqft
$244
On market
99 days
Annual tax
$9,831
HOA
$165/mo
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Waterfront
Pond
Community pool
Fitness center too
3 car garage
Driveway
10,454 sqft lot
Lot size

Payment

Est. monthly payment
$4,671/mo
Down payment (20%)
$129,000
Property taxes
$819/mo
HOA
$165/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
10,454 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, On Street, Oversized
Waterfront
Pond
Days on Market
99
Ceiling Fans(s)
Coffered Ceiling(s)
Dry Bar
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Sidewalk
Sprinkler Metered
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Irrigation-reclaimed Water
Park
Playground
Pool
Racquetball
Sidewalks
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Water Purifier
Elementary
VOYAGER K-8
Middle
VOYAGER K-8
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$9,831
Parcel #
04-25-31-3492-0001-1300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bridgewalk Ph 1a
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
10,454 sqft
LandscapedOversized LotSidewalkPaved
HOA
$165/mo
Andrea Dao

Price history

Date
Event
Price
8/19/2026
Price change
Source: Stellar MLS #O6423425
$645,000-0.8%
$244/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #O6423425
$650,000
$246/sqft

Neighborhood

3020 Ella Way
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $645,000
$640,000 – $645,000
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 469 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 99 after a $5,000 cut.

Sample: 469 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,671/mo
Principal & interest$3,364
Property taxes$819
Insurance$323
HOA$165
Down payment20% · $129,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$645,000

$244 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,644 sq ft

Time on market

99 days

Year built

2022

Monthly payment

About $4,671/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,831 annual tax bill, insurance, and the $165/mo HOA fee.

HOA fee

$165/mo

Managed by Andrea Dao.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered by920 REAL INC.Listing agent: Toya BarusoListing data from Stellar MLS, MLS# O6423425.

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