3406 Fox Ridge St, photo 1
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Overview

3 bd2 ba1,392 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1987
Lot6,399 sqft
Living area1,392 sqft
Price / sqft$198
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Open FloorplanSplit BedroomWalk-in Closet(s)Street LightsElectric Water HeaterRange

3406 Fox Ridge St is a 1987-built home in Fox Ridge Ph 02, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,392 square feet of living space. Listed at $275,000 (about $198/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

A hidden gem awaits for you in Fox Ridge in Winter Haven. This 3 bedroom 2 bath with 2 car garage has a lot to show. New roof 2026, new water heater and AC 2024. Installed also in 2026 Kitchen and bathroom cabinetry, counter tops and lighting fixtures. Open floor plan with cathedral ceilings and split bedrooms and with natural lighting streaming throughout the house. Kitchen has new farmer's sink , gas range and refrigerator. Laminate plank flooring thru out the house and tile on the master bedroom. A decorative fireplace sits in the living room. Master bedroom has a sliding door that opens to the large screened covered patio overlooking the fenced backyard. Master bathroom has a walk in shower and two walk in closets. All bedrooms have ceiling fans. No HOA. The patio would be a great place for entertaining.Great location with easy commute to shopping, dining, restaurants and downtown Winter Haven.

The essentials

Built
1987
Price / sqft
$198
On market
12 days
Annual tax
$3,523
Flood zone
X · Low risk
Lot
6,399 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
2 car garage
Driveway
6,399 sqft lot
Lot size
1,392 sqft
Living area

Payment

Est. monthly payment
$1,865/mo
Down payment (20%)
$55,000
Property taxes
$294/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
6,399 sqft
Cooling
Central Air
Heating
Central, Electric, Exhaust Fan
Parking
Driveway, Garage Door Opener
Days on Market
12
Cathedral Ceiling(s)
Ceiling Fans(s)
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Street Lights
Electric Water Heater
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$3,523
Parcel #
27-29-06-855565-000730

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fox Ridge Ph 02
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
6,399 sqft
In CountyLandscapedPaved

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #O6446507
$275,000
$198/sqft

Neighborhood

3406 Fox Ridge St
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $275,000
$272,500 – $275,000
99.5% – 100% of listTops out right at the list price
80% of listList price
224 of the last 355 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 12.

Sample: 355 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,865/mo
Principal & interest$1,434
Property taxes$294
Insurance$138
Down payment20% · $55,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$275,000

$198 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,392 sq ft

Time on market

12 days

Year built

1987

Monthly payment

About $1,865/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,523 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byGLOBAL LUXURY REALTY LLCListing agent: Lisa AportaderaListing data from Stellar MLS, MLS# O6446507.

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