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Overview

4 bd2 ba1,840 sqft2 car garageSingle Family
TypeSingle Family
HOA$720/yr
Built2022
Lot6,098 sqft
Living area1,840 sqft
Price / sqft$234
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPest Guard SystemSolid Surface CountersSolid Wood CabinetsThermostatWalk-in Closet(s)Lighting

285 Pineywoods St is a 2022-built home in Old Hickory Ph 3, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,840 square feet of living space. Listed at $429,990 (about $234/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $720 annually.

From the listing

Welcome to this well-appointed 4-bedroom, 2-bath, single-story home in the desirable Old Hickory community of St. Cloud. Built by Lennar, the Harrisburg floor plan offers 1,817 sq. ft. of comfortable living space with an open-concept layout, spacious kitchen, inviting living areas, and a private primary suite with walk-in closet. Enjoy a covered porch, 2-car garage, and solar panels for added energy efficiency. Old Hickory offers community amenities including a playground, park, dog park, and community mailbox. Ideally located for everyday convenience and Central Florida living, the home is approximately 10 minutes from Walmart and Publix, 15 minutes from Downtown St. Cloud and Lakefront Park, and convenient to schools, shopping, dining, and the Florida Turnpike. Enjoy easy access to Orlando International Airport, approximately 30–35 minutes away, as well as Central Florida’s world-famous attractions, including Walt Disney World Resort, SeaWorld Orlando and Universal Orlando Resort. Disney Springs and additional shopping, dining, and entertainment destinations are also within easy reach. A wonderful combination of modern comfort, community amenities, and a convenient Central Florida location—schedule your private showing today!

The essentials

Built
2022
Price / sqft
$234
On market
9 days
Annual tax
$7,840
HOA
$720/yr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
Driveway
6,098 sqft lot
Lot size
1,840 sqft
Living area

Payment

Est. monthly payment
$3,171/mo
Down payment (20%)
$85,998
Property taxes
$653/mo
HOA
$720/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Solar
Parking
Driveway, Garage Door Opener
Days on Market
9
Ceiling Fans(s)
Open Floorplan
Pest Guard System
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Dog Park
Park
Playground
Pool
Sidewalks
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Michigan Avenue Elem (K 5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,840
Parcel #
13-26-30-0118-0001-3720

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Old Hickory Ph 3
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,098 sqft
In CountyPaved
HOA
$720/yr
Mary James - Old Hickory Homeowners Association

Price history

Date
Event
Price
10/10/2026
Listed for sale
Source: Stellar MLS #O6447028
$429,990
$234/sqft

Neighborhood

285 Pineywoods St
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $429,990
$427,500 – $429,990
99.5% – 100% of listTops out right at the list price
80% of listList price
245 of the last 395 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 9.

Sample: 395 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,171/mo
Principal & interest$2,243
Property taxes$653
Insurance$215
HOA$60
Down payment20% · $85,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,990

$234 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,840 sq ft

Time on market

9 days

Year built

2022

Monthly payment

About $3,171/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,840 annual tax bill, insurance, and the $720/yr HOA fee.

HOA fee

$720/yr

Managed by Mary James - Old Hickory Homeowners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySERHANTListing agent: Josue PoloListing data from Stellar MLS, MLS# O6447028.

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