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Overview

4 bd3 ba2,190 sqftSingle Family
TypeSingle Family
HOA$110/mo
Built2017
Lot7,405 sqft
Living area2,190 sqft
Price / sqft$183

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About this home

Eat-in KitchenHigh CeilingsOpen FloorplanSolid Wood CabinetsTray Ceiling(s)Walk-in Closet(s)SidewalkCommunity Mailbox

5201 Appenine Loop E is a 2017-built home in Narcoossee Village Ph 2, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,190 square feet of living space. Listed at $400,000 (about $183/sqft), 1 day on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 monthly.

From the listing

Narcoossee Village | Solar Panels Paid Off | 4 Bed & 3 Baths | 2 Car Garage | This spacious single-family home features 4 bedrooms, 3 bathrooms, and 2,190 square feet of living space, all nestled in the quiet neighborhood of Narcoossee Village in St. Cloud. As you enter, you'll find a foyer with room for a dedicated drop zone, and elegant porcelain tile flooring throughout all common areas of the home. At the front, there are two large bedrooms with ceiling fans and generously sized closets that share a full-sized bathroom. At the end of the hallway, you’ll find the laundry room and a third guest bedroom with a private en-suite, perfect for overnight guests or use as a home office. At the center of the home is a modern kitchen that boasts espresso cabinets, a three-door refrigerator, a dishwasher, and a built-in oven and microwave. A closet pantry provides ample space for dry goods and countertop appliances, helping to keep the kitchen tidy. The large island with seating offers a casual dining option, while a dedicated dinette area opens through sliding glass doors to the screened paver patio, ready for enjoyment in cooler weather. The living room features a trio of windows that flood the space with natural light. The primary suite is located at the rear of the home and includes a spacious en-suite bathroom with double sinks, a soaking tub, and a walk-in shower. A separate toilet room and a walk-in closet complete this luxurious retreat. The fully paid-off solar panel system, which conveys with the sale, allows the new owner to enjoy the benefits of solar energy without any loans or leases to assume. Brand-new carpet provides a fresh, clean feel, making this home ready for its new owner from day one; a freshly painted exterior and a water softener system add further value to the home. This tree lined community features Mediterranean-style homes, a spacious pool and cabana, walking trails around the pond and fountain, and a playground for the younger family members. Situated in the Narcoossee corridor, this home offers convenient access to Lake Nona, shopping, dining, recreational activities, and major roadways, all while maintaining the peaceful residential setting of St. Cloud. This home delivers the space, upgrades, and convenience that buyers seek. Schedule your private showing today and make this your new address!

The essentials

Built
2017
Price / sqft
$183
On market
1 day
Annual tax
$5,861
HOA
$110/mo
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Community pool
Shared amenity
7,405 sqft lot
Lot size
2,190 sqft
Living area

Payment

Est. monthly payment
$2,884/mo
Down payment (20%)
$80,000
Property taxes
$488/mo
HOA
$110/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
7,405 sqft
Cooling
Central Air
Heating
Electric, Solar
Parking
Driveway
Days on Market
1
Eat-in Kitchen
High Ceilings
Open Floorplan
Solid Wood Cabinets
Tray Ceiling(s)
Walk-in Closet(s)
Sidewalk
Community Mailbox
Playground
Pool
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Microwave
Refrigerator
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,861
Parcel #
20-25-31-4257-0001-1110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Narcoossee Village Ph 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
7,405 sqft
Sidewalk
HOA
$110/mo
Kayla Govan

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #O6447644
$400,000
$183/sqft

Neighborhood

5201 Appenine Loop E
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $400,000
$397,500 – $400,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 1.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,885/mo
Principal & interest$2,086
Property taxes$488
Insurance$200
HOA$110
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$400,000

$183 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,190 sq ft

Time on market

1 day

Year built

2017

Monthly payment

About $2,884/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,861 annual tax bill, insurance, and the $110/mo HOA fee.

HOA fee

$110/mo

Managed by Kayla Govan.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Lissette SanchezListing data from Stellar MLS, MLS# O6447644.

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