Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- SEMINOLE PALMS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$15/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
345 Fishtail Pl is a 2026-built home in Seminole Palms, Palm Coast. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,590 square feet of living space. Listed at $366,000 (about $230/sqft), 7 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 annually.
Under Construction. Explore the Cedar floor plan with a classic Craftsman-style exterior. This thoughtfully designed 3-bedroom, 2-bath home features an open-concept layout, a 2-car garage, and stylish Luxury Vinyl Plank flooring throughout the main living areas. The gourmet kitchen includes quartz countertops, a Crayon tile backsplash, and a full Whirlpool appliance package, including the refrigerator. It flows effortlessly into the gathering room and café, with sliding glass doors leading to an extended covered lanai. Additional highlights include a smart home package, 8-foot interior doors, and more. Residents enjoy exceptional resort-style amenities, including a clubhouse, pool, fitness center, cabana, and scenic walking trails.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 597 closed home sales in 32164 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$366,000
$230 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,590 sq ft
Time on market
7 days
Year built
2026
Monthly payment
About $2,205/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,181 annual tax bill, insurance, and the $185/yr HOA fee.
HOA fee
$185/yr
Managed by Kayla Rinker.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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