Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CYRENE AT HARMONY
- Type
- Townhouse
True monthly carry
- HOA
- ~$250/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
2728 Meadow Crest Dr is a 2026-built home in Cyrene At Harmony, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,409 square feet of living space. Listed at $319,990 (about $227/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 monthly.
The Carmel floor plan at Cyrene at Harmony in St. Cloud, Florida, offers 1,409 square feet of thoughtfully designed living space with 3 bedrooms, 2.5 bathrooms, and a 2-car garage. The first floor features a bright, open-concept layout that seamlessly connects the kitchen, dining area, and family room, creating an inviting space for everyday living and entertaining. The modern kitchen includes a large center island, ample cabinet storage, and a pantry, while a convenient half bath is located on the main level for guests. Upstairs, the spacious primary suite provides a private retreat with a walk-in closet and an ensuite bathroom featuring dual sinks and a walk-in shower. Two additional bedrooms share a full bathroom, and the upstairs laundry room adds everyday convenience. Designed with both comfort and functionality in mind, the Carmel combines efficient use of space, stylish finishes, and low-maintenance townhome living, making it an excellent choice for first-time homebuyers or anyone seeking a modern home in the desirable Harmony community.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 16 closed townhouse or villa sales in 34773 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$319,990
$227 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,409 sq ft
Time on market
6 days
Year built
2026
Monthly payment
About $2,096/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $200 annual tax bill, insurance, and the $250/mo HOA fee.
HOA fee
$250/mo
Managed by Folio Association Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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