12 Bay Spring Pl, photo 1
Active
1 / 1

Overview

4 bd2 ba2,356 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1988
Lot10,019 sqft
Living area2,356 sqft
Price / sqft$123
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open Floorplan

12 Bay Spring Pl is a 1988-built home in Palm Coast/Bernard Mdws Sec 81, Palm Coast. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,356 square feet of living space. Listed at $289,000 (about $123/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Amazing value, great floor plan featuring four bedrooms, a roomy interior, and a 2-car garage. Situated on a spacious lot with a large rear yard. Unlock this homes potential and make it truly shine by adding your own updates and personalization. Ideal for DIY buyers or investors looking to build instant equity! Superbly located near Palm Coast Town Center, shopping, local golf courses, and scenic Intracoastal trails. Enjoy coastal living with Flagler Beach just a short drive away. Schedule your preview today!

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
1988
Price / sqft
$123
On market
2 days
Annual tax
$4,805
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
2 car garage
10,019 sqft lot
Lot size
2,356 sqft
Living area

Payment

Est. monthly payment
$2,052/mo
Down payment (20%)
$57,800
Property taxes
$400/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
10,019 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
2
Open Floorplan
Flood Zone X
Annual Tax (2025)
$4,805
Parcel #
07-11-31-7081-00800-0310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palm Coast/Bernard Mdws Sec 81
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,019 sqft

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #O6449310
$289,000
$123/sqft

Neighborhood

12 Bay Spring Pl
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $289,000
$285,000 – $289,000
98.7% – 100% of listTops out right at the list price
80% of listList price
254 of the last 506 home closings in 32137 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 2.

Sample: 506 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,052/mo
Principal & interest$1,507
Property taxes$400
Insurance$145
Down payment20% · $57,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$289,000

$123 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,356 sq ft

Time on market

2 days

Year built

1988

Monthly payment

About $2,052/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,805 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREDFIN CORPORATIONListing agent: David LambertListing data from Stellar MLS, MLS# O6449310.

Keep exploring Florida

Pick up where you left off, or see what else is out there.