2045 South St, photo 1
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Overview

4 bd4 ba2,450 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot13,759 sqft
Living area2,450 sqft
Price / sqft$278
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
JAMESTOWN
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Dry BarOpen FloorplanPrimarybedroom UpstairsSolid Wood CabinetsStone CountersThermostatTray Ceiling(s)Walk-in Closet(s)

2045 South St is a 2026-built home in Jamestown, Oviedo. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,450 square feet of living space. Listed at $680,000 (about $278/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Timeless Mediterranean-Inspired New Construction in Oviedo Not all new construction is created equal. Thoughtfully designed with timeless architectural details, beautiful finishes, and an unmistakable sense of character, this brand-new Oviedo home offers something refreshingly different from the ordinary. Featuring 2,450 square feet, 4 bedrooms, and 3.5 bathrooms, the home blends classic Mediterranean inspiration with the comfort and functionality of modern living. Graceful half-round arch accents, elevated ceilings, quartz countertops, and carefully selected finishes create interiors that feel both sophisticated and inviting. Natural travertine flooring brings warmth and texture to the downstairs bathrooms and laundry room, while the beautifully designed primary suite features a custom-inspired bathroom with a generous freestanding soaking tub and oversized walk-in shower. A dedicated entertaining bar with a dual-zone wine refrigerator adds another thoughtful touch, perfect for hosting friends or enjoying a quiet evening at home. The well-planned layout flows effortlessly between living spaces, offering room to gather, entertain, and unwind. Outside, the spacious, fully fenced quarter-acre property provides endless possibilities for outdoor living, with plenty of room for a future pool. Optional pool packages starting at $50,000 are available upon request, making it easy to envision your own private backyard retreat. Nestled in a growing Oviedo neighborhood featuring a community park and beautiful newer homes, this property offers the opportunity to enjoy one of Central Florida’s most desirable locations. Complete with standard new-construction and extended warranties, this home offers the peace of mind of buying brand new with the charm and individuality of a much more personalized design. Beautifully considered. Timelessly styled. A home that truly stands apart.

The essentials

Built
2026
Price / sqft
$278
On market
3 days
Annual tax
$1,198
Flood zone
X · Low risk
Lot
13,759 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
0.32 acres
Lot size
2,450 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$3,986/mo
Down payment (20%)
$136,000
Property taxes
$100/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
13,759 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
3
Dry Bar
Open Floorplan
Primarybedroom Upstairs
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Private Yard
Dishwasher
Disposal
Microwave
Range
Range Hood
Wine Refrigerator
Flood Zone X
Annual Tax (2025)
$1,198
Parcel #
29-21-31-501-0000-0320

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Jamestown
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
13,759 sqft

Price history

Date
Event
Price
10/14/2026
Listed for sale
Source: Stellar MLS #O6449982
$680,000
$278/sqft

Neighborhood

2045 South St
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $680,000
$675,000 – $680,000
99.1% – 100% of listTops out right at the list price
80% of listList price
139 of the last 277 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 3.

Sample: 277 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,986/mo
Principal & interest$3,546
Property taxes$100
Insurance$340
Down payment20% · $136,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$680,000

$278 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,450 sq ft

Time on market

3 days

Year built

2026

Monthly payment

About $3,986/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,198 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLIGHTHOUSE PROPERTY GRP INCListing agent: David NavarroListing data from Stellar MLS, MLS# O6449982.

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