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Overview

4 bd3 ba3,886 sqft3 car garageSingle Family
TypeSingle Family
HOA$520/qtr
Built1997
Lot13,300 sqft
Living area3,886 sqft
Price / sqft$239
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsStone CountersWalk-in Closet(s)BalconyDog RunOutdoor Kitchen

2109 Wembley Pl is a 1997-built home in Chapman Lakes Ph 1, Oviedo. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,886 square feet of living space. Listed at $929,999 (about $239/sqft), 5 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $520 quarterly.

From the listing

Virtually Staged. Pond views take center stage at this gated Chapman Lakes residence in Oviedo, with nearly 3,900 square feet of living space and an exceptional setting for indoor and outdoor living. A private saltwater pool and heated spa, expansive screened outdoor living area, upper balcony and outdoor kitchen all overlook the water. Inside, soaring ceilings and a dramatic double staircase create a memorable first impression. French doors, crown molding, formal living and dining rooms, and generous casual spaces provide room to gather. The kitchen features granite countertops, a large island, extensive cabinetry, stainless steel appliances, gas cooking and a wine refrigerator. A private office, loft and approximately 588-square-foot bonus room provide flexibility for work, hobbies or entertaining. The primary suite features a striking bath with a freestanding soaking tub and oversized tiled shower. Fresh interior and exterior paint and refreshed landscaping enhance the home’s presentation, while a tile roof and three-car garage complete the property. A recent pre-listing appraisal, full home inspection report and satisfactory four-point inspection report are available for review, providing valuable information to help buyers move forward with confidence. Chapman Lakes brings a sense of classic neighborhood connection to modern living. A community playground and neighborhood events throughout the year, including seasonal and holiday gatherings, create opportunities to connect and enjoy the community beyond your doorstep. Convenient to UCF, Research Park, SR 417, shopping and dining, this Chapman Lakes home combines gated privacy, substantial living space, neighborhood charm and a beautiful waterfront setting.

The essentials

Built
1997
Price / sqft
$239
On market
18 days
Annual tax
$6,292
HOA
$520/qtr
Flood zone
X · Low risk
Lot
13,300 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
Waterfront
Pond
Private pool
Heated
3 car garage
Garage Door Opener
0.31 acres
Lot size

Payment

Est. monthly payment
$6,013/mo
Down payment (20%)
$186,000
Property taxes
$524/mo
HOA
$520/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
13,300 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Pool
In Ground, Chlorine Free, Heated, Salt Water, Screen Enclosure
Waterfront
Pond
Days on Market
18
Ceiling Fans(s)
Crown Molding
High Ceilings
Stone Counters
Walk-in Closet(s)
Balcony
Dog Run
Outdoor Kitchen
Private Mailbox
Private Yard
Rain Gutters
Dishwasher
Disposal
Range Hood
Refrigerator
Elementary
Evans Elementary
Middle
Jackson Heights Middle
High
Oviedo High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,292
Parcel #
28-21-31-507-0000-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Chapman Lakes Ph 1
County
Seminole
MLS Area
32765 - Oviedo
Lot Size
13,300 sqft
HOA
$520/qtr
Sentry Management

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #O6443657
$929,999
$239/sqft

Neighborhood

2109 Wembley Pl
Oviedo, FL, 32765 · 32765 - Oviedo

Market insights

Offer Insights

Choose an offer strength

List price: $929,999
$920,000 – $929,999
99.1% – 100% of listTops out right at the list price
80% of listList price
136 of the last 270 home closings in 32765 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 18.

Sample: 270 closed home sales in 32765 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,013/mo
Principal & interest$4,850
Property taxes$524
Insurance$465
HOA$173
Down payment20% · $186,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$929,999

$239 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,886 sq ft

Time on market

18 days

Year built

1997

Monthly payment

About $6,013/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,292 annual tax bill, insurance, and the $520/qtr HOA fee.

HOA fee

$520/qtr

Managed by Sentry Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX TOWN CENTREListing agent: David SanchezListing data from Stellar MLS, MLS# O6443657.

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