

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CITRUS HILLS 1ST ADD
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$14/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
3077 N Annapolis Ave is a 2026-built home in Citrus Hills 1st Add, Hernando. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,478 square feet of living space. Listed at $455,000 (about $184/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $170 annually.
Ask about our Builder Incentives! High end luxury meets affordability in this stunning 4-bedroom 3-bathroom 3 car garage home situated on a huge 1 acre lot centrally lot close to all the new shopping and dining in Hernando! Stand out features include Frost White Quartz countertops, designer tile selections in all the bathrooms, Samsung stainless steel appliances plus washer and dryer, 9'4'' ceiling & 8' doors throughout the entire home, LVP flooring throughout the common areas, and so much more. From the moment you arrive you will notice the oversized 3 car garage driveway with ample parking and tasteful stacked-stone accents. Once inside, you will love the open floor plan with the living room, dining room and kitchen all flowing together in perfect harmony. The kitchen features 42'' upper cabinets, walk-in pantry, and an oversized island that is sure be the statement piece of this home. The Master suite is expansive with tray ceiling, dual sink vanity with makeup station, huge walk-in closet, and gorgeous designer shower with glass door. Guest bedrooms are all very well sized with 2 bedrooms sharing a jack and jill bathroom with dual sinks. Indoor utility room with tons of natural light will make laundry your favorite chore. The secluded covered lanai is perfect for grilling or just relaxing with family and friends. This home won't last long, so schedule your private tour today before it's too late!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 108 closed home sales in 34442 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$455,000
$184 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,478 sq ft
Time on market
2 days
Year built
2026
Monthly payment
About $2,646/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $379 annual tax bill, insurance, and the $170/yr HOA fee.
HOA fee
$170/yr
Managed by Citrus Hill Property Owners Association Inc..
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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