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Overview

4 bd3 ba2,478 sqft3 car garageSingle Family
TypeSingle Family
HOA$170/yr
Built2026
Lot44,174 sqft
Living area2,478 sqft
Price / sqft$184
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
CITRUS HILLS 1ST ADD
Type
Single Family Residence

True monthly carry

HOA
~$14/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostat

3077 N Annapolis Ave is a 2026-built home in Citrus Hills 1st Add, Hernando. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,478 square feet of living space. Listed at $455,000 (about $184/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $170 annually.

From the listing

Ask about our Builder Incentives! High end luxury meets affordability in this stunning 4-bedroom 3-bathroom 3 car garage home situated on a huge 1 acre lot centrally lot close to all the new shopping and dining in Hernando! Stand out features include Frost White Quartz countertops, designer tile selections in all the bathrooms, Samsung stainless steel appliances plus washer and dryer, 9'4'' ceiling & 8' doors throughout the entire home, LVP flooring throughout the common areas, and so much more. From the moment you arrive you will notice the oversized 3 car garage driveway with ample parking and tasteful stacked-stone accents. Once inside, you will love the open floor plan with the living room, dining room and kitchen all flowing together in perfect harmony. The kitchen features 42'' upper cabinets, walk-in pantry, and an oversized island that is sure be the statement piece of this home. The Master suite is expansive with tray ceiling, dual sink vanity with makeup station, huge walk-in closet, and gorgeous designer shower with glass door. Guest bedrooms are all very well sized with 2 bedrooms sharing a jack and jill bathroom with dual sinks. Indoor utility room with tons of natural light will make laundry your favorite chore. The secluded covered lanai is perfect for grilling or just relaxing with family and friends. This home won't last long, so schedule your private tour today before it's too late!

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The essentials

Built
2026
Price / sqft
$184
On market
2 days
Annual tax
$379
HOA
$170/yr
Flood zone
X · Low risk
Lot
44,174 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
1.01 acres
Lot size
2,478 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,646/mo
Down payment (20%)
$91,000
Property taxes
$32/mo
HOA
$170/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
44,174 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
2
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Washer
Elementary
Forest Ridge Elementary School
Middle
Citrus Springs Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$379
Parcel #
19E-18S-18-0110-00040-0100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Citrus Hills 1st Add
County
Citrus
MLS Area
34442 - Hernando
Lot Size
44,174 sqft
ClearedLandscapedLevelOversized LotPaved
HOA
$170/yr
Citrus Hill Property Owners Association Inc.

Price history

Date
Event
Price
10/16/2026
Listed for sale
Source: Stellar MLS #O6450439
$455,000
$184/sqft

Neighborhood

3077 N Annapolis Ave
Hernando, FL, 34442 · 34442 - Hernando

Market insights

Offer Insights

Choose an offer strength

List price: $455,000
$435,000 – $455,000
95.5% – 100% of listTops out right at the list price
80% of listList price
55 of the last 108 home closings in 34442 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 2.

Sample: 108 closed home sales in 34442 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,646/mo
Principal & interest$2,373
Property taxes$32
Insurance$228
HOA$14
Down payment20% · $91,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$455,000

$184 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,478 sq ft

Time on market

2 days

Year built

2026

Monthly payment

About $2,646/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $379 annual tax bill, insurance, and the $170/yr HOA fee.

HOA fee

$170/yr

Managed by Citrus Hill Property Owners Association Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byFL PRO BROKERS LLCListing agent: Jason SirounisListing data from Stellar MLS, MLS# O6450439.

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