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Overview

4 bd3 ba2,478 sqft3 car garageSingle Family
TypeSingle Family
HOA$180/yr
Built2025
Lot45,129 sqft
Living area2,478 sqft
Price / sqft$202
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Vaulted Ceiling(s)Walk-in Closet(s)Private MailboxCooktopDishwasherDisposalMicrowaveWater Softener

1427 W Mineral CT is a 2025-built home in Citrus Hills 1st Add, Hernando. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,478 square feet of living space. Listed at $499,900 (about $202/sqft), 101 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $180 annually.

From the listing

Experience the perfect blend of luxury, privacy, and modern design in this newly constructed 4-bedroom, 3-bathroom home with a spacious 3-car garage, nestled on 1.04 wooded acres within the sought-after Citrus Hills community. Attractive stacked stone accents and an oversized driveway offering abundant parking create a warm welcome from the moment you arrive. Inside, you'll find a thoughtfully designed open floor plan that effortlessly connects the great room, dining area, and kitchen, creating an ideal setting for both everyday living and entertaining. The beautifully appointed kitchen is equipped with a Samsung stainless steel appliance package, 42-inch cabinetry, a walk-in pantry, and a large center island that serves as the heart of the home. Designed with comfort in mind, the primary retreat features an elegant tray ceiling, a spacious walk-in closet, dual vanities with a dedicated makeup station, and a stunning floor-to-ceiling tiled shower. Two generously sized guest bedrooms share a convenient Jack-and-Jill bath, while the fourth bedroom, located near a full bathroom at the front of the home, offers flexibility for a guest suite or home office. The bright and functional laundry room provides abundant storage and natural light, and the included Samsung washer and dryer add even more value. Step outside to the covered lanai, where you'll have the perfect space to unwind or host gatherings while enjoying the peaceful surroundings. Combining quality craftsmanship, modern finishes, and a desirable location, this exceptional Citrus Hills home is ready to welcome its new owners. Schedule your own personal showing today!

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The essentials

Built
2025
Price / sqft
$202
On market
101 days
Annual tax
$486
HOA
$180/yr
Flood zone
X · Low risk
Lot
45,129 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
3 car garage
1.04 acres
Lot size
2,478 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,912/mo
Down payment (20%)
$99,980
Property taxes
$41/mo
HOA
$180/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
45,129 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
101
Vaulted Ceiling(s)
Walk-in Closet(s)
Private Mailbox
Cooktop
Dishwasher
Disposal
Microwave
Water Softener
Elementary
Forest Ridge Elementary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$486
Parcel #
19E-18S-18-0110-00720-0140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Citrus Hills 1st Add
County
Citrus
MLS Area
34442 - Hernando
Lot Size
45,129 sqft
Cul-De-Sac
HOA
$180/yr
Citrus Hills POA

Price history

Date
Event
Price
7/15/2026
Price change
Source: Stellar MLS #OM727694
$499,900-1.0%
$202/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #OM727694
$505,000
$204/sqft

Neighborhood

1427 W Mineral CT
Hernando, FL, 34442 · 34442 - Hernando

Market insights

Offer Insights

Choose an offer strength

List price: $499,900
$480,000 – $499,900
95.8% – 100% of listTops out right at the list price
80% of listList price
52 of the last 103 home closings in 34442 landed at this number or higher (50%). The median one sat 40 days before it went under contract, and this one is on day 101 after a $5,100 cut.

Sample: 103 closed home sales in 34442 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,913/mo
Principal & interest$2,607
Property taxes$41
Insurance$250
HOA$15
Down payment20% · $99,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,900

$202 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,478 sq ft

Time on market

101 days

Year built

2025

Monthly payment

About $2,912/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $486 annual tax bill, insurance, and the $180/yr HOA fee.

HOA fee

$180/yr

Managed by Citrus Hills POA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byWAVE ELITE REALTY LLCListing agent: Jennifer LambListing data from Stellar MLS, MLS# OM727694.

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