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Overview

3 bd2 ba1,714 sqftSingle Family
TypeSingle Family
HOA$65/mo
Built2018
Lot6,098 sqft
Living area1,714 sqft
Price / sqft$175

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersStone CountersThermostatWalk-in Closet(s)

168 Waterside Cir is a 2018-built home in Waterside Village, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,714 square feet of living space. Listed at $299,900 (about $175/sqft), 2 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $65 monthly.

From the listing

Welcome to 168 Waterside Cir, a charming single-family residence nestled in the heart of Winter Haven, FL, 2018-built home where Florida waterfront living meets everyday convenience. This delightful home features a spacious living area of 1,714 square feet, thoughtfully designed to provide both comfort and functionality. The property includes three well-appointed bedrooms and two full bathrooms, making it a superb setting for relaxing and unwinding. The rear patio overlooks a fishing canal, an ideal spot for morning coffee, evening sunsets, or casting a line without leaving home. Supermarkets, shopping, and pharmacies are all within walking distance, and Legoland is nearby, so errands and family outings are easy. Inside, 9½-foot ceilings and rounded corners give the home an open, polished feel, with ceramic tile wall to wall for easy care. The kitchen comes equipped with a refrigerator, electric range/oven, dishwasher, microwave, trash compactor, and a kitchen reverse osmosis system, and a gas range hookup is available for the buyer who prefers to cook with flame. The washer and gas dryer are included, and a whole-house water filtration and softener system rounds out the package. Peace of mind comes built in with a standby gas generator, hurricane panels for the exterior windows and doors, and a gas tankless water heater for endless hot water. The garage features a professionally installed epoxy floor, giving you a clean, durable, showroom-ready space for parking, projects, or storage.

The essentials

Built
2018
Price / sqft
$175
On market
2 days
Annual tax
$2,533
HOA
$65/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Waterfront
Canal Front
6,098 sqft lot
Lot size
1,714 sqft
Living area

Payment

Est. monthly payment
$1,990/mo
Down payment (20%)
$59,980
Property taxes
$211/mo
HOA
$65/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
6,098 sqft
Cooling
Central Air
Heating
Central, Electric, Gas, Heat Pump, Natural Gas
Parking
-
Waterfront
Canal Front
Days on Market
2
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Hurricane Shutters
Private Mailbox
Rain Gutters
Sidewalk
Sprinkler Metered
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Tankless Water Heater
Trash Compactor
Washer
Water Filtration System
Water Softener
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,533
Parcel #
26-28-33-658226-000170

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterside Village
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
6,098 sqft
HOA
$65/mo
Garrison Property Services / Lindsey Chambliss, LC

Price history

Date
Event
Price
10/18/2026
Listed for sale
Source: Stellar MLS #O6450768
$299,900
$175/sqft

Neighborhood

168 Waterside Cir
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$297,500 – $299,900
99.5% – 100% of listTops out right at the list price
80% of listList price
125 of the last 212 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 2.

Sample: 212 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,990/mo
Principal & interest$1,564
Property taxes$211
Insurance$150
HOA$65
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$175 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,714 sq ft

Time on market

2 days

Year built

2018

Monthly payment

About $1,990/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,533 annual tax bill, insurance, and the $65/mo HOA fee.

HOA fee

$65/mo

Managed by Garrison Property Services / Lindsey Chambliss, LC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byBEYCOME OF FLORIDA LLCListing agent: Steven KolenoListing data from Stellar MLS, MLS# O6450768.

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