12855 SE 92nd Court Rd, photo 1
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Overview

2 bd2 ba1,995 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2000
Lot13,068 sqft
Living area1,995 sqft
Price / sqft$175
Garage2 car

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Open house

Saturday, Oct 17 · 12:00 PM to 3:00 PM

About this home

Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostatPrivate MailboxRain Gutters

12855 SE 92nd Court Rd is a 2000-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,995 square feet of living space. Listed at $349,000 (about $175/sqft), 476 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

OPEN TO OFFER Owner Financing with 20% down APPROVED FOR A POOL AND LARGE BIRD CAGE Located in the Sawgrass neighborhood of Spruce Creek Golf and Country Club. This newly renovated Santa Rosa model home is a 2 bed 2 bath with den/office. The kitchen has stainless steel appliances. The home has newly installed quartz counter upgrade along with new LVT flooring installed throughout. This home is located in the middle of the community with easy access to all the amenities. The home has been well maintained including the installation of a New Roof in 2020, the HVAC was repalced in 2010. The large lot will accommodate a private pool with HOA approval. Community offers many fantastic amenities included in your monthly HOA fee 2 outdoor pools, 1 indoor pool, fitness center, pickleball, tennis courts, and top notch golf courses (requires extra fees) just to name a few. Motivated Seller.

The essentials

Built
2000
Price / sqft
$175
On market
476 days
Annual tax
$5,347
HOA
$214/mo
Flood zone
X · Low risk
Lot
13,068 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Community pool
Fitness center too
2 car garage
0.30 acres
Lot size
1,995 sqft
Living area

Payment

Est. monthly payment
$2,654/mo
Down payment (20%)
$69,800
Property taxes
$446/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
13,068 sqft
Cooling
Central Air, Attic Fan
Heating
Heat Pump
Parking
-
Days on Market
476
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Private Mailbox
Rain Gutters
Sidewalk
Storage
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2024)
$5,347
Parcel #
6120-102-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
13,068 sqft
HOA
$214/mo
Spruce Creek Golf & Country/Nichole Aries

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #OM704508
$349,000+7.4%
$175/sqft
-
Price change
Source: Stellar MLS #OM704508
$325,000-13.3%
$163/sqft
6/27/2025
Listed for sale
Source: Stellar MLS #OM704508
$374,900
$188/sqft

Neighborhood

12855 SE 92nd Court Rd
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $349,000
$342,500 – $349,000
98.1% – 100% of listTops out right at the list price
80% of listList price
178 of the last 355 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 476 after a $25,900 cut.

Sample: 355 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,654/mo
Principal & interest$1,820
Property taxes$446
Insurance$175
HOA$214
Down payment20% · $69,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,000

$175 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,995 sq ft

Time on market

476 days

Year built

2000

Monthly payment

About $2,654/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,347 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Spruce Creek Golf & Country/Nichole Aries.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREALTY ONE GROUP DAVALLSListing agent: David StahlListing data from Stellar MLS, MLS# OM704508.

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