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About this home
9921 SE 138th Loop is a 1999-built home in Spruce Creek Country Golf And Country Club, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,872 square feet of living space. Listed at $286,900 (about $153/sqft), 117 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $211 monthly.
Located in a desirable 55+ community, this home offers a wonderful lifestyle with amenities and a welcoming neighborhood.Palm II Model in the Del Webb Community. Lovely 2-bedroom, 2-bath home featuring a bright four-season tiled sunroom, perfect for relaxing or entertaining year-round. The spacious eat-in kitchen offers porcelain tile flooring, abundant cabinet space, and granite countertops. The living and dining rooms are comfortably carpeted, creating a warm and welcoming atmosphere. The master bedroom is also carpeted and includes two closets plus a linen closet. The en-suite bathroom features double sinks and a walk-in shower. A large inside laundry room adds convenience and extra storage.Additional features include Leaf Filter protection on the gutters and a patio with a birdcage enclosure, ideal for enjoying the outdoors with added comfort. Brand new Sunbrella Canvas awings with staineless steel frames. Washer and Dryer are included. New Air DAIKIN HVC system with remote access availability insalled in June 2026. Furniture is optional. 36 hole championship golf course just a short golf cart ride from home. Fitness center with pools, softball complex, shuffleboard, bocce ball and pickleball courts. Just minutes from the Villages
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$286,900
$153 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,872 sq ft
Time on market
117 days
Year built
1999
Monthly payment
About $2,026/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,108 annual tax bill, insurance, and the $211/mo HOA fee.
HOA fee
$211/mo
Managed by Niicole Arias.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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