9921 SE 138th Loop, photo 1
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Overview

2 bd2 ba1,872 sqft2 car garageSingle Family
TypeSingle Family
HOA$211/mo
Built1999
Lot7,357 sqft
Living area1,872 sqft
Price / sqft$153
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenL DiningSolid Surface CountersVaulted Ceiling(s)Awning(s)Private MailboxClubhouse

9921 SE 138th Loop is a 1999-built home in Spruce Creek Country Golf And Country Club, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,872 square feet of living space. Listed at $286,900 (about $153/sqft), 117 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $211 monthly.

From the listing

Located in a desirable 55+ community, this home offers a wonderful lifestyle with amenities and a welcoming neighborhood.Palm II Model in the Del Webb Community. Lovely 2-bedroom, 2-bath home featuring a bright four-season tiled sunroom, perfect for relaxing or entertaining year-round. The spacious eat-in kitchen offers porcelain tile flooring, abundant cabinet space, and granite countertops. The living and dining rooms are comfortably carpeted, creating a warm and welcoming atmosphere. The master bedroom is also carpeted and includes two closets plus a linen closet. The en-suite bathroom features double sinks and a walk-in shower. A large inside laundry room adds convenience and extra storage.Additional features include Leaf Filter protection on the gutters and a patio with a birdcage enclosure, ideal for enjoying the outdoors with added comfort. Brand new Sunbrella Canvas awings with staineless steel frames. Washer and Dryer are included. New Air DAIKIN HVC system with remote access availability insalled in June 2026. Furniture is optional. 36 hole championship golf course just a short golf cart ride from home. Fitness center with pools, softball complex, shuffleboard, bocce ball and pickleball courts. Just minutes from the Villages

The essentials

Built
1999
Price / sqft
$153
On market
117 days
Annual tax
$2,108
HOA
$211/mo
Flood zone
X · Low risk
Lot
7,357 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Community pool
Fitness center too
2 car garage
7,357 sqft lot
Lot size
1,872 sqft
Living area

Payment

Est. monthly payment
$2,026/mo
Down payment (20%)
$57,380
Property taxes
$176/mo
HOA
$211/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
7,357 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Electric
Parking
-
Days on Market
117
Ceiling Fans(s)
Eat-in Kitchen
L Dining
Solid Surface Counters
Vaulted Ceiling(s)
Awning(s)
Private Mailbox
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Racquetball
Restaurant
Tennis Court(s)
Street Lights
Dishwasher
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,108
Parcel #
6123-044-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Country Golf And Country Club
County
Marion
MLS Area
34491 - Summerfield
Lot Size
7,357 sqft
HOA
$211/mo
Niicole Arias

Price history

Date
Event
Price
8/18/2026
Price change
Source: Stellar MLS #OM726796
$286,900-1.0%
$153/sqft
6/17/2026
Listed for sale
Source: Stellar MLS #OM726796
$289,900
$155/sqft

Neighborhood

9921 SE 138th Loop
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $286,900
$282,500 – $286,900
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 345 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 117 after a $3,000 cut.

Sample: 345 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,026/mo
Principal & interest$1,496
Property taxes$176
Insurance$143
HOA$211
Down payment20% · $57,380
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$286,900

$153 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,872 sq ft

Time on market

117 days

Year built

1999

Monthly payment

About $2,026/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,108 annual tax bill, insurance, and the $211/mo HOA fee.

HOA fee

$211/mo

Managed by Niicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTYListing agent: Ella TorresListing data from Stellar MLS, MLS# OM726796.

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