9120 SE 125th Loop, photo 1
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Overview

2 bd2 ba1,990 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2003
Lot7,841 sqft
Living area1,990 sqft
Price / sqft$191
Garage2 car

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About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)

9120 SE 125th Loop is a 2003-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,990 square feet of living space. Listed at $379,900 (about $191/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Welcome to your ideal Florida lifestyle in Del Webb Spruce Creek Golf and Country Club. This beautifully appointed single-story home offers 1990 sq. ft. of thoughtfully designed living space that invites you to relax, entertain, and thrive. The open-concept living and dining area features light luxury vinyl flooring, crown molding, a tropical palm leaf ceiling fan, and glass doors that bathe the space in natural light while framing lush outdoor views — perfect for effortless indoor-outdoor living. The chef-inspired kitchen dazzles with crisp light cabinetry, a center island, stainless steel appliances, and recessed lighting, making every meal a pleasure. The generous primary suite offers a serene escape with warm wood floors, abundant closet space, and a spa-like en-suite bath featuring a walk-in glass shower, mosaic tile flooring, and a sky-view clerestory window. Both primary and guest bathrooms were remodeled in 2022. Plantation shutters in Primary bedroom and guest bedroom and sitting area. A dedicated library, bonus room (sitting area) added to the 2nd bedroom with access to the enclosed lanai, large brick paver and walled patio, great for relaxing and entertaining. Luxury vinyl plank flooring throughout home except bathrooms, lanai, and laundry have tile flooring. Expansive driveway has pavers that were installed in 2021. The garage is extended with extra room for a golf cart, workshop or storage and has a screen, wash tub and vinyl flooring. House also has a water softener system. Roof re-shingled 6/2025. New HVAC installed 2025. The den provides flexibility to curate your perfect work-from-home sanctuary or creative retreat. Updated front landscape planting, new Rainbird irrigation control panel 2025, and river rock placed in planting beds in 2025 adds added curb appeal and is easy to maintain. This home effortlessly balances privacy and hospitality. Your best life starts here.

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The essentials

Built
2003
Price / sqft
$191
On market
17 days
Annual tax
$4,851
HOA
$214/mo
Flood zone
X · Low risk
Lot
7,841 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Community pool
Fitness center too
2 car garage
Driveway
7,841 sqft lot
Lot size
1,990 sqft
Living area

Payment

Est. monthly payment
$2,789/mo
Down payment (20%)
$75,980
Property taxes
$404/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
7,841 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
Driveway, Golf Cart Parking, None
Days on Market
17
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Association Recreation - Owned
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,851
Parcel #
6118-200-013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
7,841 sqft
LandscapedPaved
HOA
$214/mo
Leland Management/Nicole Arias

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #OM732727
$379,900
$191/sqft

Neighborhood

9120 SE 125th Loop
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $379,900
$372,500 – $379,900
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 17.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,790/mo
Principal & interest$1,981
Property taxes$404
Insurance$190
HOA$214
Down payment20% · $75,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$379,900

$191 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,990 sq ft

Time on market

17 days

Year built

2003

Monthly payment

About $2,789/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,851 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Leland Management/Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byJUDY L. TROUT REALTYListing agent: Judy TroutListing data from Stellar MLS, MLS# OM732727.

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