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About this home
12771 SE 92nd Ter is a 2000-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,307 square feet of living space. Listed at $284,900 (about $218/sqft), 100 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.
Move-In Ready and Absolutely Stunning! This beautifully updated 2-bedroom, 2-bath home with a spacious Florida room under heat and air has been meticulously maintained and is truly a showcase of pride of ownership. Exceptionally cared for making this an easy transition to your Florida lifestyle. The bright, open floor plan features a light-filled front kitchen, a spacious living room, and a cozy Florida room with two sets of sliding glass doors featuring enclosed blinds From the moment you arrive, you’ll appreciate the inviting front porch and the professionally painted, flaked, and sealed driveway and sidewalk, which have been regularly maintained. A Hide-A-Screen front door allows you to enjoy Florida’s beautiful breezes. The interior, including the garage, was professionally painted in decorator colors Luxury vinyl plank flooring was installed throughout the home, with three extra cartons included for future use if needed The beautifully updated kitchen features granite countertops, stainless steel appliances, recessed LED lighting with dimmers, and convenient roll-out cabinet drawers. Both bathrooms have been thoughtfully updated with new faucets and shower heads and comfort-height toilets. The low-maintenance exterior is beautifully landscaped with decorative curbing and stone accents. Additional improvements include updated underground wiring, socket, and sensor for the lamp post. Major updates include: • New HVAC system (May 2025) • New roof (April 2021) • Stainless steel kitchen appliances (2024) • Granite countertops (2020) • Water heater (2016) The immaculate garage is finished with drywall, a professionally painted, flaked, and sealed floor, updated screens and kickplates, a new garage door opener (December 2024), and bright LED lighting. Additional improvements include newer smoke detectors, LED kitchen lighting, updated light switches throughout most of the home, and an LED front porch light with timer. This exceptional home is truly move-in ready, offering quality upgrades, modern finishes, and meticulous maintenance throughout. Located in the award-winning, gated Del Webb Spruce Creek Golf & Country Club, this premier 55+ community of approximately 3,250 homes offers an unmatched active lifestyle with more than 70 clubs and activities, three pools, three spas, a clubhouse, fitness center, four 9-hole golf courses, 12 LIGHTED PICKLEBALL COURTS, seven LIGHTED TENNIS COURTS, bocce, shuffleboard, sand and water volleyball, scenic walking paths, Lake Vista Gazebo, pavilions, and the popular on-site Liberty Grille restaurant. The community’s signature tree-lined boulevard creates a beautiful setting you’ll enjoy every day. This is your opportunity to own a meticulously maintained, move-in-ready home in one of Central Florida’s premier active adult communities. Schedule your private showing today and start living your best life!
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$284,900
$218 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,307 sq ft
Time on market
100 days
Year built
2000
Monthly payment
About $2,014/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,062 annual tax bill, insurance, and the $214/mo HOA fee.
HOA fee
$214/mo
Managed by Nicole Arias Leland Management.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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