11728 SE 91st Cir, photo 1
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Overview

2 bd2 ba1,575 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built2005
Lot6,098 sqft
Living area1,575 sqft
Price / sqft$177
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrivate MailboxRain GuttersClubhouseDeed RestrictionsDog ParkFitness Center

11728 SE 91st Cir is a 2005-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,575 square feet of living space. Listed at $279,300 (about $177/sqft), 54 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Discover Del Webb Spruce Creek Golf & Country Club, a gated Summerfield community offering abundant amenities and clubs. Conveniently located just North of The Villages and South of Ocala, this popular Citation model features 2 bedrooms, 2 bathrooms, and a den with French doors. Lovingly maintained by its original owner, the home has been re-piped and includes a new 2024 roof plus a whole-house Brita Pro water softener. Flooring includes luxury vinyl plank in the guest bedroom, den, and living room; tile in the wet areas and dining room; and carpet in the primary bedroom. The guest bedroom offers a built-in Murphy bed with storage, while the bright kitchen includes pull-out cabinet shelving, a newer refrigerator, and a newer dishwasher. Additional highlights include a solar tube in the living room and an enclosed lanai. The backyard is private and with a little personalization, this home will be ready to shine! Seller is offering a 1-year Broward Factory Services Home Warranty. Located in the wonderful, tree-canopied Del Webb Spruce Creek Golf & Country Club, this 55+ community offers outstanding amenities, four 9-hole golf courses and over 70 clubs. Conveniently situated just north of The Villages and south of Ocala, this community is a true, gated community and close to fine dining, shopping and entertainment.

The essentials

Built
2005
Price / sqft
$177
On market
54 days
Annual tax
$2,087
HOA
$214/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Fitness center too
2 car garage
Driveway
6,098 sqft lot
Lot size
1,575 sqft
Living area

Payment

Est. monthly payment
$1,985/mo
Down payment (20%)
$55,860
Property taxes
$174/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
6,098 sqft
Cooling
Central Air, Attic Fan
Heating
Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
54
Ceiling Fans(s)
Open Floorplan
Private Mailbox
Rain Gutters
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Handicap Modified
Pool
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Wheelchair Access
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,087
Parcel #
6115-085-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
6,098 sqft
HOA
$214/mo
Nicole Arias

Price history

Date
Event
Price
8/22/2026
Listed for sale
Source: Stellar MLS #OM730860
$279,300
$177/sqft

Neighborhood

11728 SE 91st Cir
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $279,300
$275,000 – $279,300
98.1% – 100% of listTops out right at the list price
80% of listList price
178 of the last 355 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 54.

Sample: 355 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,984/mo
Principal & interest$1,457
Property taxes$174
Insurance$140
HOA$214
Down payment20% · $55,860
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,300

$177 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,575 sq ft

Time on market

54 days

Year built

2005

Monthly payment

About $1,985/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,087 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTY LADY LKListing agent: Jaylene SheldonListing data from Stellar MLS, MLS# OM730860.

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