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About this home
13146 SE 93rd Terrace Rd is a 1999-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,425 square feet of living space. Listed at $271,300 (about $190/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.
Looking for turnkey? This move-in-ready 2-bedroom, 2-bath San Mateo home with a 2-car garage has no backyard neighbors and is in pristine condition. Thoughtful features include attractive landscaping, granite kitchen countertops, a built-in desk, a split-bedroom layout for added privacy, and CAT acrylic windows on the enclosed lanai. A spacious front porch and sidelight entry welcome you into an open floor plan with views straight to the back of the home. Plantation shutters run throughout, while the tiled kitchen features stainless steel appliances. The second bedroom includes a built-in Murphy bed, and the backyard offers room for a pool or birdcage for outdoor entertaining. Roof 2014, HVAC 2015 and Water Heater 2022. Seller is offering a 1 Year Broward Factory Service home warranty with an acceptable offer. Located in the tree-canopied Del Webb Spruce Creek Golf & Country Club, this gated 55+ community offers outstanding amenities, four 9-hole golf courses, 3 pools, pickleball and tennis courts, volleyball, shuffleboard, bocce ball, basketball courts, horseshoes, softball field, Liberty Grille Restaurant and more than 70 clubs. Conveniently situated north of The Villages and south of Ocala, it is close to fine dining, shopping, and entertainment.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$271,300
$190 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,425 sq ft
Time on market
18 days
Year built
1999
Monthly payment
About $2,091/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,913 annual tax bill, insurance, and the $214/mo HOA fee.
HOA fee
$214/mo
Managed by Nicole Arias.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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