13146 SE 93rd Terrace Rd, photo 1
Pending
1 / 89

Overview

2 bd2 ba1,425 sqft2 car garageSingle Family
TypeSingle Family
HOA$214/mo
Built1999
Lot8,712 sqft
Living area1,425 sqft
Price / sqft$190
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesEat-in KitchenSplit BedroomStone CountersThermostatWalk-in Closet(s)Window TreatmentsPrivate Mailbox

13146 SE 93rd Terrace Rd is a 1999-built home in Spruce Creek Gc, Summerfield. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,425 square feet of living space. Listed at $271,300 (about $190/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $214 monthly.

From the listing

Looking for turnkey? This move-in-ready 2-bedroom, 2-bath San Mateo home with a 2-car garage has no backyard neighbors and is in pristine condition. Thoughtful features include attractive landscaping, granite kitchen countertops, a built-in desk, a split-bedroom layout for added privacy, and CAT acrylic windows on the enclosed lanai. A spacious front porch and sidelight entry welcome you into an open floor plan with views straight to the back of the home. Plantation shutters run throughout, while the tiled kitchen features stainless steel appliances. The second bedroom includes a built-in Murphy bed, and the backyard offers room for a pool or birdcage for outdoor entertaining. Roof 2014, HVAC 2015 and Water Heater 2022. Seller is offering a 1 Year Broward Factory Service home warranty with an acceptable offer. Located in the tree-canopied Del Webb Spruce Creek Golf & Country Club, this gated 55+ community offers outstanding amenities, four 9-hole golf courses, 3 pools, pickleball and tennis courts, volleyball, shuffleboard, bocce ball, basketball courts, horseshoes, softball field, Liberty Grille Restaurant and more than 70 clubs. Conveniently situated north of The Villages and south of Ocala, it is close to fine dining, shopping, and entertainment.

The essentials

Built
1999
Price / sqft
$190
On market
18 days
Annual tax
$3,913
HOA
$214/mo
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Community pool
Fitness center too
2 car garage
Driveway
8,712 sqft lot
Lot size
1,425 sqft
Living area

Payment

Est. monthly payment
$2,091/mo
Down payment (20%)
$54,260
Property taxes
$326/mo
HOA
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
8,712 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
Driveway, Garage Door Opener
Days on Market
18
Built-in Features
Eat-in Kitchen
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Handicap Modified
No Truck/Rv/Motorcycle Parking
Pool
Restaurant
Sidewalks
Special Community Restrictions
Tennis Court(s)
Wheelchair Access
Dishwasher
Dryer
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,913
Parcel #
6121-063-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spruce Creek Gc
County
Marion
MLS Area
34491 - Summerfield
Lot Size
8,712 sqft
HOA
$214/mo
Nicole Arias

Price history

Date
Event
Price
10/10/2026
Pending sale
Source: Stellar MLS #OM732754
$271,300
$190/sqft
9/24/2026
Listed for sale
Source: Stellar MLS #OM732754
$271,300
$190/sqft

Neighborhood

13146 SE 93rd Terrace Rd
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $271,300
$265,000 – $271,300
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 344 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 18.

Sample: 344 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,091/mo
Principal & interest$1,415
Property taxes$326
Insurance$136
HOA$214
Down payment20% · $54,260
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$271,300

$190 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,425 sq ft

Time on market

18 days

Year built

1999

Monthly payment

About $2,091/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,913 annual tax bill, insurance, and the $214/mo HOA fee.

HOA fee

$214/mo

Managed by Nicole Arias.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTY LADY LKListing agent: Jaylene SheldonListing data from Stellar MLS, MLS# OM732754.

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