0 Eloise Loop Rd, photo 1
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Overview

0 baLand
TypeLand
HOA$475/qtr
Lot32,666 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Deed RestrictionsGated Community - No Guard

0 Eloise Loop Rd is a home in Osprey Estates, Winter Haven. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $475 quarterly.

From the listing

OSPREY ESTATES IS A SMALL, GATED COMMUNITY LOCATED IN BEAUTIFUL SE WINTER HAVEN, FLORIDA. THE COMMUNITY HAS A TOTAL OF FOUR LOTS--THREE HAVE UPSCALE RESIDENCES AND THIS IS THE LAST ONE AVAILABLE. THE LOT IS .75 ACRE. THIS LOCATION IS CLOSE TO SHOPPING, MULTIPLE RESTAURANTS, LEGOLAND AND BOTH TAMPA AND ORLANDO. HOA REQUIRES A MINIMUM 3,500 SQ FEET OF LIVING AND A MAXIMUM 5,500 SQ FEET OF LIVING--ALSO THE NEW BUILD MUST HAVE A THREE-CAR GARAGE. THERE IS A WELL ON THE PROPERTY FOR IRRIGATION.

The essentials

On market
64 days
Annual tax
$1,113
HOA
$475/qtr
Flood zone
X · Low risk
Lot
32,666 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,451/mo
Down payment (20%)
$41,980
Property taxes
$93/mo
HOA
$475/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
32,666 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
64
Deed Restrictions
Gated Community - No Guard
Flood Zone X
Annual Tax (2025)
$1,113
Parcel #
26-29-14-000000-014070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Osprey Estates
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
32,666 sqft
BuildableClearedIn CountyLevelOversized LotRoom For PoolPrivate
HOA
$475/qtr
Michael Mason

Price history

Date
Event
Price
8/10/2026
Listed for sale
Source: Stellar MLS #P4939471
$209,900

Neighborhood

0 Eloise Loop Rd
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Calculator

Est. monthly payment
$1,450/mo
Principal & interest$1,095
Property taxes$93
Insurance$105
HOA$158
Down payment20% · $41,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$209,900

Time on market

64 days

Monthly payment

About $1,451/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,113 annual tax bill, insurance, and the $475/qtr HOA fee.

HOA fee

$475/qtr

Managed by Michael Mason.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byQUINN & COMPANY REALTORS, LLCListing agent: Brenda J QuinnListing data from Stellar MLS, MLS# P4939471.

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