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Overview

3 bd2 ba1,486 sqftSingle Family
TypeSingle Family
HOA$600/yr
Built2026
Lot4,792 sqft
Living area1,486 sqft
Price / sqft$190

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HARBOR AT LAKE HENRY
Type
Single Family Residence

True monthly carry

HOA
~$50/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

IN Wall Pest SystemDeed RestrictionsDishwasherDisposalElectric Water HeaterRangeRefrigerator

732 Bayside Blvd is a 2026-built home in Harbor At Lake Henry, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,486 square feet of living space. Listed at $281,900 (about $190/sqft), 1 day on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 annually.

From the listing

New construction home with 1,486 square feet on one-story including 3 bedrooms, 2 baths, and an open living area. Enjoy an open kitchen with Quartz countertops, Samsung stainless steel appliances, pantry, and a spacious counter height bar, fully open to the dining café and gathering room. The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and decor do not convey."

The essentials

Built
2026
Price / sqft
$190
On market
1 day
Annual tax
$0
HOA
$600/yr
Flood zone
X · Low risk
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
4,792 sqft lot
Lot size
1,486 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,025/mo
Down payment (20%)
$56,380
Property taxes
$0/mo
HOA
$600/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
4,792 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
1
IN Wall Pest System
Deed Restrictions
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Flood Zone x
Annual Tax (2025)
$0
Parcel #
26-28-01-521040-000730

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor At Lake Henry
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
4,792 sqft
HOA
$600/yr
HIGHLAND COMMUNITY MANAGEMENT

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #L4965670
$281,900
$190/sqft

Neighborhood

732 Bayside Blvd
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $281,900
$280,000 – $281,900
99.5% – 100% of listTops out right at the list price
80% of listList price
164 of the last 267 home closings in 33881 landed at this number or higher (61%). The median one sat 42 days before it went under contract, and this one is on day 1.

Sample: 267 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,025/mo
Principal & interest$1,470
Property taxes$364
Insurance$141
HOA$50
Down payment20% · $56,380
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$281,900

$190 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,486 sq ft

Time on market

1 day

Year built

2026

Monthly payment

About $2,025/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $600/yr HOA fee.

HOA fee

$600/yr

Managed by HIGHLAND COMMUNITY MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCAMBRIDGE REALTY OF CENTRAL FLListing agent: George Lindsey, IIIListing data from Stellar MLS, MLS# L4965670.

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