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Active
$280,000
3843 Eloise Estates CT, Winter Haven, FL, 33881
$175/sqft·Lake Smart Estates
Est. $1,460/moSee payment3
beds
2
baths
1,600
sqft
2
garage
Listed by CENTURY 21 WATSON & MYERS REALTY· Last updated · MLS# P4936639
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About this home
Ceiling Fans(s)Eat-in KitchenHigh CeilingsStone CountersThermostatSliding DoorsDishwasherDisposal
3843 Eloise Estates CT is a 2014-built home in Lake Smart Estates, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,600 square feet of living space. Listed at $280,000 (about $175/sqft), 221 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,060.32 annually.
From the listing
HUGE PRICE REDUCTION! POND-VIEW MOVE-IN READY HOME! Enjoy a serene setting and modern updates including tile flooring & kitchen backsplash (2022) and a NEW ROOF (2023). Kitchen features granite countertops and stainless steel refrigerator. Spacious master suite with pond view, walk-in closet, and large bathroom. Split bedroom layout offers privacy and comfort. Located near Lake Smart with Chain of Lakes access! Community offers a pool and is just a short walk to the lake. This community also offers a community dock so bring your poles. Conveniently located near HWY 27, I-4, and HWY 60. Approx. 6 miles to LEGOLAND, 4 miles to Winter Haven Hospital & Publix, and 6 miles to Winter Haven Regional Airport. Furnishings negotiable (TVs do not convey). Schedule your showing today—don’t miss this opportunity!
The essentials
Built
2014
Price / sqft
$175
On market
263 days
Annual tax
$3,237
HOA
$1,060.32/yr
Flood zone
X · low risk
Lot
5,249 sqft
Type
Single Family Residence
Location
Type
Single Family Residence
Year Built
2014
Lot
5,249 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Pond
Days on Market
263
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Stone Counters
Thermostat
Sliding Doors
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on fileFlood Zone X
Annual Tax (2024)
$3,237
Parcel #
26-28-10-530501-001060
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Subdivision
Lake Smart Estates
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
5,249 sqft
HOA
$1,060.32/yr
Lake Smart Community Association
Date
Event
Price
2/7/2026
Price change
Source: Stellar MLS #P4936639
$280,000-5.4%
$175/sqft
—
Price change
Source: Stellar MLS #P4936639
$296,000-1.3%
$185/sqft
10/10/2025
Listed for sale
Source: Stellar MLS #P4936639
$299,900
$187/sqft
Enter a home price - see your real monthly payment.
Loan Details
$100K$2M
Your Results
Total Monthly Payment
$2,118
Principal, interest, tax, insurance, HOA
- P&I$1,460
- Tax$270
- Insurance$300
- HOA$88
Loan Amount
$224,000
Down Payment %
20.0%
First Year Summary
Principal
$2,365
Interest
$15,159
Balance
$221,635
Total Interest
$301,712
Total Cost
$525,712
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