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Overview

2 bd2 ba1,308 sqft1 car garageCondominium
TypeCondominium
HOA$387/mo
Built1989
Lot1,006 sqft
Living area1,308 sqft
Price / sqft$180
Garage1 car

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About this home

Accessibility FeaturesHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanStone CountersWalk-in Closet(s)Window TreatmentsLighting

809 Magnolia Pl is a 1989-built home in Winterset 03 A Condo Ph 01, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,308 square feet of living space. Listed at $235,000 (about $180/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $387 monthly.

From the listing

Waterfront Living • Renovated Interior • Private Garage. Imagine ending your day with a beautiful Florida sunset over Lake Winterset. This beautifully renovated 2-bedroom, 2-bath condominium offers something that is hard to find in condo living—a private 1-car garage, expansive waterfront views, and the added character of a second-floor residence with vaulted ceilings and skylights. Located in the gated Winterset community, this home combines a relaxed lakefront lifestyle with a thoughtfully updated interior that is comfortable, stylish, and move-in ready. The kitchen is truly the centerpiece, featuring abundant cabinetry, granite countertops, stainless-steel appliances, a stylish tile backsplash, and an oversized counter with generous breakfast-bar seating. The open design creates a spacious connection between the kitchen and living area. The main living area features rich wood flooring and a striking built-in entertainment center with display shelving and architectural detail. Step through the sliding glass doors and enjoy the true highlight of this home—the enclosed waterfront lanai overlooking Lake Winterset. With room for both dining and comfortable seating, this becomes an extension of the living space and an ideal place to enjoy the beauty of Florida's nature. Imagine starting your morning with coffee overlooking the lake or relaxing at the end of the day as the sun sets across the water. The views aren't simply outside your door—they become part of everyday life. Renovated throughout, this home offers a cohesive blend of comfort and style. Plantation shutters, updated bathrooms, wood flooring, and carefully selected finishes create a polished feel throughout. The primary bedroom offers beautiful lake views, while the second bedroom provides flexibility for guests, an office, or additional living space. A unique feature of this residence is the installed stair chair, providing added convenience between the garage level and the second-floor home. A 1-car garage is an especially desirable feature for condo living, providing secure parking and valuable additional storage. Having your own garage adds a level of convenience that is not commonly found with condominium living. Set within the gated Winterset community, this home offers a welcoming waterfront lifestyle surrounded by beautiful lakes, mature landscaping, and green spaces. Residents can enjoy the waterfront clubhouse, pool and spa, along with an active and social community atmosphere. Winterset provides opportunities for boating, fishing, and enjoying the peaceful waterfront setting, while remaining conveniently close to shopping, dining, entertainment, theme parks, airports, and Florida's east and west coast beaches. Whether you're looking for a full-time residence, seasonal retreat, or an easy-to-maintain Florida getaway, 809 Magnolia Place offers the rare combination of lakefront views, thoughtful renovations, vaulted ceilings, a private garage, and a lifestyle centered around the water.

The essentials

Built
1989
Price / sqft
$180
On market
30 days
Annual tax
$1,217
HOA
$387/mo
Flood zone
X · Low risk
Lot
1,006 sqft
Type
Condominium

At a glance

Condo
Built 1989
Water views
Water
Community pool
Shared amenity
1 car garage
Garage Door Opener
1,308 sqft
Living area

Payment

Est. monthly payment
$1,832/mo
Down payment (20%)
$47,000
Property taxes
$101/mo
HOA
$387/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1989
Lot
1,006 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
30
Accessibility Features
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Walk-in Closet(s)
Window Treatments
Lighting
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Gated Community - Guard
Irrigation-reclaimed Water
Pool
Tennis Court(s)
Dishwasher
Dryer
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,217
Parcel #
26-29-12-687503-008090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winterset 03 A Condo Ph 01
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
1,006 sqft
HOA
$387/mo
Tanisha Schroeder

Price history

Date
Event
Price
9/17/2026
Listed for sale
Source: Stellar MLS #P4939887
$235,000
$180/sqft

Neighborhood

809 Magnolia Pl
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $235,000
$235,000
99.5% – 100% of listTops out right at the list price
80% of listList price
16 of the last 30 condo closings in 33884 landed at this number or higher (53%). The median one sat 43 days before it went under contract, and this one is on day 30.

Sample: 30 closed condo sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,832/mo
Principal & interest$1,226
Property taxes$101
Insurance$118
HOA$387
Down payment20% · $47,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$235,000

$180 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,308 sq ft

Time on market

30 days

Year built

1989

Monthly payment

About $1,832/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,217 annual tax bill, insurance, and the $387/mo HOA fee.

HOA fee

$387/mo

Managed by Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byLPT REALTY, LLCListing agent: Laurie NockListing data from Stellar MLS, MLS# P4939887.

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