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Overview

4 bd2 ba1,713 sqft2 car garageSingle Family
TypeSingle Family
HOA$211/yr
Built2025
Lot4,400 sqft
Living area1,713 sqft
Price / sqft$184
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSplit BedroomThermostatWalk-in Closet(s)

3408 Costello Cir is a 2025-built home in Villamar Ph 6 & Ph 6d, Winter Haven. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,713 square feet of living space. Listed at $315,000 (about $184/sqft), 139 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $211 annually.

From the listing

4-bedroom, 2-bathroom home, you'll find 1,713 square fee of comfortable living. A Craftsman-style front porch welcomes you into the fully open living area featuring airy volume ceilings and sunny natural lighting. Unwind in your private owner's suite complete with a large walk-in wardrobe and a private en-suite bath with dual vanities, a tiled glass-enclosed shower, private toilet, and a linen closet. This meticulously designed residence combines modern convenience with timeless elegance, showcasing quartz and tile floors throughout. As you step inside, you are greeted by an inviting foyer that leads you into the heart of the home. The open-concept layout seamlessly connects the living room, dining area, and kitchen, creating a perfect space for entertaining family and friends. The spacious living room features abundant natural light, thanks to large windows that provide picturesque views of the surrounding landscape. With ample room for seating, it's an ideal spot for relaxation and gatherings. The chef's kitchen is a true highlight, boasting quartz countertops, sleek stainless steel appliances, and an oversized island with a breakfast bar. Whether you're preparing a casual meal or hosting a formal dinner, this kitchen is well-equipped to meet your culinary needs. The four generously sized bedrooms are flexible for various lifestyles. The primary suite is a tranquil retreat, featuring a private ensuite bathroom with dual sinks, a separate shower, and a walk-in closet. The remaining three bedrooms share one well-appointed bathroom, making morning routines a breeze. Like all homes in Villamar, the Harper includes all concrete block and also smart home technology, which allows you to control your home anytime with your smart device while near or away. Whether you're seeking a peaceful family retreat or a stylish place to call your own, this home is sure to meet your every need. Priced to Sell !!

The essentials

Built
2025
Price / sqft
$184
On market
139 days
Annual tax
$3,036
HOA
$211/yr
Flood zone
X · Low risk
Lot
4,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
Driveway
4,400 sqft lot
Lot size
1,713 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,071/mo
Down payment (20%)
$63,000
Property taxes
$253/mo
HOA
$211/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
4,400 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Off Street, Open
Days on Market
139
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Lighting
Deed Restrictions
Playground
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,036
Parcel #
26-29-15-688505-001910

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villamar Ph 6 & Ph 6d
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
4,400 sqft
LandscapedSidewalk
HOA
$211/yr
Prime Community Management / Eric Moscow

Price history

Date
Event
Price
6/9/2026
Price change
Source: Stellar MLS #O6411460
$315,000+5.7%
$184/sqft
-
Price change
Source: Stellar MLS #O6411460
$298,000-8.3%
$174/sqft
5/27/2026
Listed for sale
Source: Stellar MLS #O6411460
$324,900
$190/sqft

Neighborhood

3408 Costello Cir
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $315,000
$312,500 – $315,000
99.5% – 100% of listTops out right at the list price
80% of listList price
223 of the last 353 home closings in 33884 landed at this number or higher (63%). The median one sat 39 days before it went under contract, and this one is on day 139 after a $9,900 cut.

Sample: 353 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,071/mo
Principal & interest$1,643
Property taxes$253
Insurance$158
HOA$18
Down payment20% · $63,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$315,000

$184 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,713 sq ft

Time on market

139 days

Year built

2025

Monthly payment

About $2,071/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,036 annual tax bill, insurance, and the $211/yr HOA fee.

HOA fee

$211/yr

Managed by Prime Community Management / Eric Moscow.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBEACH REALTORSListing agent: Rachel ReyesListing data from Stellar MLS, MLS# O6411460.

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