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Overview

3 bd2 ba1,249 sqftSingle Family
TypeSingle Family
HOA$115/yr
Built1992
Lot5,902 sqft
Living area1,249 sqft
Price / sqft$204

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)DishwasherDisposalDryerRangeRefrigeratorWasher

3420 Cove CT E is a 1992-built home in Queens Cove, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,249 square feet of living space. Listed at $254,900 (about $204/sqft), 6 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $115 annually.

From the listing

This 3 bedroom 2 bath home is perfect for 1st time homebuyers, snowbirds, and investors. Roof is only 6 years old and all kitchen appliances have been upgraded recently. Upon entering the home you will notice the vaulted ceilings in the living area and the wood burning stone fireplace that makes the home very cozy. There is a screened back lanai with a privacy fenced backyard. Conveniently located to shopping and entertainment.

The essentials

Built
1992
Price / sqft
$204
On market
6 days
Annual tax
$2,849
HOA
$115/yr
Flood zone
X · Low risk
Lot
5,902 sqft
Type
Single Family Residence

At a glance

Single family
Built 1992
5,902 sqft lot
Lot size
1,249 sqft
Living area

Payment

Est. monthly payment
$1,704/mo
Down payment (20%)
$50,980
Property taxes
$237/mo
HOA
$115/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1992
Lot
5,902 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
6
Cathedral Ceiling(s)
Dishwasher
Disposal
Dryer
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,849
Parcel #
25-29-02-356712-000150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Queens Cove
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
5,902 sqft
Corner Lot
HOA
$115/yr
Robert Adams

Price history

Date
Event
Price
10/13/2026
Listed for sale
Source: Stellar MLS #P4940082
$254,900
$204/sqft

Neighborhood

3420 Cove CT E
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $254,900
$252,500 – $254,900
99.5% – 100% of listTops out right at the list price
80% of listList price
124 of the last 210 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 6.

Sample: 210 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,704/mo
Principal & interest$1,329
Property taxes$237
Insurance$127
HOA$10
Down payment20% · $50,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$254,900

$204 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,249 sq ft

Time on market

6 days

Year built

1992

Monthly payment

About $1,704/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,849 annual tax bill, insurance, and the $115/yr HOA fee.

HOA fee

$115/yr

Managed by Robert Adams.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLA ROSA REALTY PRESTIGEListing agent: Tina WinterListing data from Stellar MLS, MLS# P4940082.

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