0 Oak Glen Trail #37E, photo 1
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Overview

0 baLand
TypeLand
HOA$100.35/yr
Lot0.29 ac

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Deed RestrictionsDog ParkFitness CenterGolf Carts OKGolfParkPlaygroundPool

0 Oak Glen Trail #37E is a home in Harmony Nbhd D2 And E, St Cloud. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100.35 annually.

From the listing

Ready to build your dream home? You have the perfect lot in sought-after Estates at Harmony! Ideally situated close to the neighborhood school; Harmony Community School, this home also offers golf-cart-friendly access through a nearby tunnel to Harmony Middle School and Harmony High School—making it a top choice for those who value education and convenience. Harmony residents enjoy exceptional amenities, including Buck Lake, where you can take out community pontoon boats, kayaks, or canoes, or cast a line from the community fishing pier. Additional perks include two resort-style pools, dog parks, playgrounds, walking trails, fitness center, and bike paths. Enjoy strolls or golf cart rides to the local coffee shop, pizza place, and Mexican restaurant—all within the neighborhood. With convenient access to Orlando International Airport, Medical City in Lake Nona, and the East Coast Beaches, Harmony offers a perfect blend of nature, lifestyle, and location. Don’t miss your chance to own this move-in ready home—schedule your private showing today!

The essentials

On market
269 days
Annual tax
$8,536
HOA
$100.35/yr
Flood zone
X · Low risk
Lot
0.29 ac
Type
Land

At a glance

Land
Community pool
Fitness center too
0.29 acres
Lot size

Payment

Est. monthly payment
$1,519/mo
Down payment (20%)
$28,000
Property taxes
$711/mo
HOA
$100.35/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
0.29 ac
Cooling
-
Heating
-
Parking
-
Days on Market
269
Deed Restrictions
Dog Park
Fitness Center
Golf Carts OK
Golf
Park
Playground
Pool
Tennis Court(s)
Waterfront Complex
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,536
Parcel #
30 26 32 3292 0001 037E

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony Nbhd D2 And E
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
0.29 ac
PavedWooded
HOA
$100.35/yr
Association Solution of CF

Price history

Date
Event
Price
1/21/2026
Listed for sale
Source: Stellar MLS #S5141517
$140,000

Neighborhood

0 Oak Glen Trail #37E
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Calculator

Est. monthly payment
$1,520/mo
Principal & interest$730
Property taxes$711
Insurance$70
HOA$8
Down payment20% · $28,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$140,000

Time on market

269 days

Monthly payment

About $1,519/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,536 annual tax bill, insurance, and the $100.35/yr HOA fee.

HOA fee

$100.35/yr

Managed by Association Solution of CF.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byCORCORAN CONNECT LLCListing agent: Jeanine CorcoranListing data from Stellar MLS, MLS# S5141517.

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