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Overview

1 bd1 ba709 sqftVilla
TypeVilla
HOA$132/mo
Built1991
Lot1,220 sqft
Living area709 sqft
Price / sqft$263

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboPrivate MailboxSidewalkBuyer Approval RequiredClubhouseDeed RestrictionsPool

2510 King Oak Cir is a 1991-built home in King Oak Villas Ph 2 2nd Add, St Cloud. Inside you'll find 1 bedrooms, 1 bathrooms, and 709 square feet of living space. Listed at $186,500 (about $263/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $132 monthly.

From the listing

Virtually Staged. MOVE-IN READY ST. CLOUD VILLA WITH LOW HOA! Seller willing to contribute towards buyers closing costs also!!!Discover easy Florida living in this beautifully updated 1-bedroom, 1-bath Villa with a green-belt space directly behind your unit. This Villa was completely renovated in 2021, with modern updates including new LVP flooring and ceramic tile plus the convenience of low-maintenance living. Major improvements include a new roof in 2021 and an A/C system approximately 5 years old, giving the next owner the benefit of important updates already completed. The kitchen comes equipped with a refrigerator, range, microwave and dishwasher, while an in-unit washer and dryer add everyday convenience, along with a fully updated bathroom also. Step outside to your screened lanai, an inviting spot for morning coffee, reading or relaxing in the Florida weather. A separate private storage room with keyed access provides valuable additional space for bicycles, beach gear, seasonal items and more. This villa style community is conveniently situated just one unit in from the end. Community amenities include two swimming pools and a clubhouse, with an HOA fee of approximately $132 per month. This location puts so much of St. Cloud within easy reach. Enjoy convenient access to shopping, restaurants, medical offices, Downtown St. Cloud and the lakefront, including nearby dining and recreation. Access to the Florida Turnpike makes traveling throughout Central Florida convenient, while Orlando-area attractions such as Disney parks and Melbourne Beach are within driving distance. Whether you’re looking for a primary residence, Florida getaway or low-maintenance property, this updated St. Cloud villa offers an appealing combination of location & amenities. Schedule your showing and come see everything this charming villa has to offer!

The essentials

Built
1991
Price / sqft
$263
On market
44 days
Annual tax
$3,249
HOA
$132/mo
Flood zone
X · Low risk
Lot
1,220 sqft
Type
Villa

At a glance

Villa
Built 1991
Private pool
Gunite
Assigned parking
1,220 sqft lot
Lot size
709 sqft
Living area

Payment

Est. monthly payment
$1,469/mo
Down payment (20%)
$37,300
Property taxes
$271/mo
HOA
$132/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1991
Lot
1,220 sqft
Cooling
Central Air
Heating
Electric
Parking
Assigned
Pool
Gunite, In Ground
Days on Market
44
Ceiling Fans(s)
Living Room/Dining Room Combo
Private Mailbox
Sidewalk
Buyer Approval Required
Clubhouse
Deed Restrictions
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,249
Parcel #
09-26-30-0038-0001-1490

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
King Oak Villas Ph 2 2nd Add
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
1,220 sqft
GreenbeltLandscapedLevelPavedPrivate
HOA
$132/mo
Robert Perez/ 407-656-1081

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #S5156687
$186,500-1.3%
$263/sqft
9/1/2026
Listed for sale
Source: Stellar MLS #S5156687
$189,000
$267/sqft

Neighborhood

2510 King Oak Cir
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $186,500
$186,500
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 41 townhouse or villa closings in 34769 landed at this number or higher (71%). The median one sat 60 days before it went under contract, and this one is on day 44 after a $2,500 cut.

Sample: 41 closed townhouse or villa sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,469/mo
Principal & interest$973
Property taxes$271
Insurance$93
HOA$132
Down payment20% · $37,300
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$186,500

$263 per sq ft

Beds and baths

1 beds, 1 baths

Size

709 sq ft

Time on market

44 days

Year built

1991

Monthly payment

About $1,469/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,249 annual tax bill, insurance, and the $132/mo HOA fee.

HOA fee

$132/mo

Managed by Robert Perez/ 407-656-1081.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREALTY HUBListing agent: Peggy StodolaListing data from Stellar MLS, MLS# S5156687.

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